2131 Elder Dr, Wilmington, DE 19808 Property Records

New Castle County property record for 2131 Elder Dr, Wilmington, DE 19808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2010)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-037.20-020`

Property Details

APN / Parcel Number

Primary APN	`07-037.20-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	110 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2131 ELDER DR
City	WILMINGTON
State	DE
Zip	19808-4743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC6.5
Legal Subdivision	ALBERTSON PARK
Legal Block	B
Legal Lot Number	P 7
Jurisdiction	NEW CASTLE DE
Township / Civil Division	LOWER CHRISTIANA
Census Block Group	2
Census Block	2004
Census Tract	12000

Owner

2131 Elder Dr is owned and occupied by two individuals who bought it in July 2010.

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2131 ELDER DR, WILMINGTON, DE 19808-4743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Dec 17, 2018	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2010 · Amount on File
Deed Sale	Jul 30, 2010 · Amount on File
Deed Document Number	201039579
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	2131 ELDER DR, WILMINGTON, DE 19808-4743
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 ELDER DR, WILMINGTON, DE 19808-4743

Mortgage

Document Number	0000099577
Date	Aug 25, 2021
Instrument	20210825-0099577

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Nov 1, 2048

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Property Address	2131 ELDER DR, WILMINGTON, DE 19808-4743
Document Number	0000001226
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 ELDER DR WILMINGTON DE 198084743, WILMINGTON, DE 19808-4743

Mortgage

Document Number	0000001226
Date	Jan 4, 2019
Instrument	1226

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2131 Elder Dr was $2,721.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Red Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,721.00	$343,700 Land $68,600 Building $275,100
2024			$294,390
2023	$1,681.00	$51,600 Land $11,200 Building $40,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2131 Elder Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1994–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2003 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2131 Elder Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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