2131 Easley St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2131 Easley St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,726 sqft · built 1961
Lot Size	0.248 acres (10,790 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2005)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-379-004`

Property Details

APN / Parcel Number

Primary APN	`8913-35-379-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	744 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,790 sqft (0.248 acres)
Lot Dimensions	130 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2131 EASLEY ST
City	WATERLOO
State	IA
Zip	50702-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALTIMORE HEIGHTS LOT 4
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BALTIMORE HEIGHTS
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1028
Census Tract	1200

Owner

2131 Easley St is owned and occupied by an individual who acquired it in January 2013.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2131 EASLEY ST, WATERLOO, IA 50702-4107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Feb 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2005 · Amount on File
Deed Sale	Jun 20, 2005 · Amount on File
Deed Document Number	200529536
Last Transfer Date	Jan 23, 2013
Transfer Doc	2013016047
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2131 EASLEY ST, WATERLOO, IA 50702-4107
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 EASLEY ST, WATERLOO, IA 50702-4107

Mortgage

Document Number	202400009466
Date	Jan 30, 2024
Instrument	202400009466

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2131 EASLEY ST, WATERLOO, IA 50702-4107
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 EASLEY ST, WATERLOO, IA 50702-4107

Mortgage

Document Number	202200023829
Date	Jun 8, 2022
Instrument	202200023829

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 20, 2027

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2131 EASLEY ST, WATERLOO, IA 50702-4107
Transaction Type	Mortgage
Record Updated	Mar 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012827
Date	Feb 25, 2019
Instrument	201900012827

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 2131 Easley St was $5,182 with a homeowner's exemption, up 3.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,182.00 (+3.85%) Homeowner's exemption	$264,770 Land $28,470 Building $236,300	$264,770 Land $28,470 Building $236,300
2024	$4,990.00
2023		$240,290 (+22.87%) Land $28,470 Building $211,820	$240,290 Land $28,470 Building $211,820
2022	$4,100.00 Homeowner's exemption	$195,570 Land $28,470 Building $167,100
2021			$195,570 Land $28,470 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2131 Easley St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 Easley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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