2131 Dilworth Rd E, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 2131 Dilworth Rd E, Charlotte, NC 28203

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,385 sqft · built 1929
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$1,925,000 (Apr 2026)
Tax Bill$10,883 (2024)
Deeds & MortgagesJul 2025 Line of Credit
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN121-125-20

Property Details

APN / Parcel Number

Primary APN121-125-20

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,385 sqft Living Area
1st Floor Area1,345 sqft
Upper Floors Area1,423 sqft
Basement Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area9,148 sqft (0.21 acres)
Garage TypeCarport
Garage Area420 sqft
CarportCarport
Carport Area420 sqft
PorchFinished/Open Porch
Porch Area593 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2131 DILWORTH RD E
CityCHARLOTTE
StateNC
Zip28203-5727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL2 B8 M3-9
Legal SubdivisionDILWORTH
Legal Block8
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2014
Census Tract3402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Dilworth Historic District
listed 1987 · 1,372 contributing resources · NRIS 87000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2131 Dilworth Rd E is owned and occupied by two individuals who bought it in April 2026.

Source: Mecklenburg County records, as of May 5, 2026

Owner of Record2 Individual Names on File
Mailing Address2131 DILWORTH RD E, CHARLOTTE, NC 28203-5727
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2025Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Apr 23, 2026Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2026 · Amount on File
Deed SaleApr 23, 2026 · Amount on File
Prior SaleOct 29, 2015 · Amount on File
Deed Document Number202641763
Deed Book / Page40366 / 876
Prior Transfer DateSep 26, 2000
Prior Transfer Doc0000157782
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2131 DILWORTH RD E, CHARLOTTE, NC 28203-5727
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY NON C

Transferred To (Grantee/Buyer)

NameVerified Name
Address2131 DILWORTH RD E, CHARLOTTE, NC 28203-5727

Mortgage

Document Number0000068153
DateJul 9, 2025
Book Page39710/432
Instrument2025068153
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Address26592
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 23, 2026
Property Address2131 DILWORTH RD E, CHARLOTTE, NC 28203-5727
Document Number0000041763
Book / Page40366 / 876
Instrument DateApr 23, 2026
Instrument202641763
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyTITLE GROUP, NH TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$388,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2131 DILWORTH RD E, CHARLOTTE, NC 28203-5727

Mortgage

Document Number0000041764,
DateApr 23, 2026
Instrument202641764
Lender
NameATLANTIC BAY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2131 DILWORTH RD E, CHARLOTTE, NC 28203-5727
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000193164
DateNov 17, 2020
Book Page35321/355
Instrument2020193164
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,417,100 Land $718,800 Building $698,300$1,417,100 Land $718,800 Building $698,300
2024$10,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2131 Dilworth Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 Dilworth Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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