2131 Christy Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2131 Christy Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,116 sqft · built 1962
Lot Size	0.155 acres (6,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,900 (Jul 1998)
Tax Bill	$1,070 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014.020.03003035`

Property Details

APN / Parcel Number

Primary APN	`014.020.03003035`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	936 sqft
Basement Area	180 sqft
Finished Basement	180 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	6,769 sqft (0.155 acres)
Lot Dimensions	131 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Stoop
Porch Area	20 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2131 CHRISTY DR
City	ARNOLD
State	MO
Zip	63010-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KEY WEST ESTS PT LOT 30
Legal Range	6E
Legal Township	43N
Legal Section	20
Legal Subdivision	KEY WEST ESTS
Legal Block	2
Legal Lot Number	30
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2009
Census Tract	700121

Owner

Source: Jefferson County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 MORGAN LAKE RD, DE SOTO, MO 63020-6405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit UNICO BANK
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit UNICO BANK
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit UNICO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 1998 · Amount on Record
Deed Sale	Jul 2, 1998 · Amount on Record
Deed Book / Page	849 / 1932
Prior Transfer Date	Feb 9, 1998
Prior Transfer Doc	0815002379
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2131 CHRISTY DR, ARNOLD, MO 63010-2123
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019849
Date	May 5, 2021
Instrument	2021R-019849

Lender

Name	UNICO BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2131 CHRISTY DR, ARNOLD, MO 63010-2123
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MORGAN LAKE RD, DE SOTO, MO 63020-6405

Mortgage

Document Number	0000039958
Date	Dec 21, 2022
Instrument	2022R-039958

Lender

Name	UNICO BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 19, 2023

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2131 CHRISTY DR, ARNOLD, MO 63010-2123
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MORGAN LAKE RD, DE SOTO, MO 63020-6405

Mortgage

Document Number	0000025918
Date	Aug 5, 2022
Instrument	2022R-025918

Lender

Name	UNICO BANK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 29, 2042

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,800 (-) Land $2,700 Building $13,100	$83,500 (-) Land $14,400 Building $69,100
2025	$1,070.00 (+4.09%)	$15,800 (+7.48%) Land $2,700 Building $13,100	$83,500 (-) Land $14,400 Building $69,100
2024	$1,028.00 (+0.59%)		$83,500 (+7.74%) Land $14,400 Building $69,100
2023	$1,022.00	$14,700 Land $2,700 Building $12,000	$77,500 Land $14,400 Building $63,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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