2131 Charles Towne Ct, Kannapolis, NC 28083 Property Records

Rowan County property record for 2131 Charles Towne Ct, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,227 sqft · built 2000
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Jan 2021)
Tax Bill	$2,877 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158A093`

Property Details

APN / Parcel Number

Primary APN	`158A093`
Alternative APN	`6344793`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	78 sqft
Deck Area	168 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2131 CHARLES TOWNE CT
City	KANNAPOLIS
State	NC
Zip	28083-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM2:MULTI
Legal Description	L13 .21AC
Legal Subdivision	SUMTER RIDGE
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	4
Census Block	4005
Census Tract	51400

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2131 CHARLES TOWNE CT, KANNAPOLIS, NC 28083-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Book / Page	1365 / 456
Prior Transfer Date	Feb 15, 2006
Prior Transfer Doc	0010590534
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 8, 2021
Property Address	2131 CHARLES TOWNE CT, KANNAPOLIS, NC 28083-3104
Document Number	0013650456
Book / Page	1365 / 456
Map Reference	MB 9995 PG 3624
Instrument Date	Jan 8, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 PLEASANT DR, 188, STATESVILLE, NC 28677-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 CHARLES TOWNE CT, KANNAPOLIS, NC 28083-3104

Mortgage

Document Number	1365457
Date	Jan 8, 2021
Instrument	1365/457

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 15, 2017
Property Address	2131 CHARLES TOWNE CT, KANNAPOLIS, NC 28083-3104
Document Number	0012960557
Book / Page	1296 / 0557
Map Reference	PG 3624
Instrument Date	Sep 14, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 977, KANNAPOLIS, NC 28082-0977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 CHARLES TOWNE CT, KANNAPOLIS, NC 28083-3104

Mortgage

Document Number	12960558
Date	Sep 15, 2017
Instrument	1296/0558

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,877.00	$237,817 (-) Land $36,000 Building $201,817	$237,817 (-) Land $36,000 Building $201,817
2025	$2,877.00	$237,817 (-) Land $36,000 Building $201,817
2023	$2,877.00	$237,817 Land $36,000 Building $201,817	$237,817 Land $36,000 Building $201,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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