2131 Brillante Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2131 Brillante Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,767 sqft · built 2019
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$353,500 (Oct 2019)
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092631504200010960`

Property Details

APN / Parcel Number

Primary APN	`092631504200010960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,767 sqft Heated Area
Gross Area	3,343 sqft
1st Floor Area	1,768 sqft
Upper Floors Area	999 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	400 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Porch Area	176 sqft
Deck Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2131 BRILLANTE DR
City	SAINT CLOUD
State	FL
Zip	34771-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLA VISTA PB 27 PGS 171-174 LOT 96
Legal Range	31E
Legal Township	26S
Legal Section	09
Legal Subdivision	SOLA VISTA
Legal Tract	5042
Legal Lot Number	96
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1001
Census Tract	43301

Owner

2131 Brillante Dr is owned and occupied by an individual who bought it in October 2019.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2131 BRILLANTE DR, SAINT CLOUD, FL 34771-8742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 18, 2019	Special Warranty Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Deed Document Number	2019135275
Deed Book / Page	5608 / 1463
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2131 BRILLANTE DR, SAINT CLOUD, FL 34771-8742
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 BRILLANTE DR, SAINT CLOUD, FL 34771-8742

Mortgage

Document Number	0062270220
Date	Jun 6, 2022
Book Page	6227/220
Instrument	2022087682

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 18, 2019
Property Address	2131 BRILLANTE DR, SAINT CLOUD, FL 34771-8742
Document Number	0056081463
Book / Page	5608 / 1463
Map Reference	MB 27 PG 171
Instrument Date	Oct 17, 2019
Instrument	2019135275
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,474.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 BRILLANTE DR, SAINT CLOUD, FL 34771-8742

Mortgage

Document Number	0056081465
Date	Oct 18, 2019
Instrument	5608/1465

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2131 Brillante Dr was $5,206 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,206.00 Homeowner's exemption	$333,783	$410,800 Land $73,500 Building $337,300
2023	$4,458.00 (+3.96%) Homeowner's exemption	$314,930 (+3%)	$426,700 (+20.26%) Land $68,200 Building $358,500
2022	$4,288.00 Homeowner's exemption	$305,758	$354,800 Land $63,000 Building $291,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2131 Brillante Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 Brillante Dr is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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