2131 101st Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2131 101st Ave, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,428 sqft · built 1970
Lot Size	5.93 acres (258,354 sqft)
Owner	Trust Name on File
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-032-025-00`

Property Details

APN / Parcel Number

Primary APN	`17-032-025-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	258,354 sqft (5.93 acres)
Lot Dimensions	664 ft deep x 389 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2131 101ST AVE
City	OTSEGO
State	MI
Zip	49078-9549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 660 FT OF THE W 396 FT OF THE E 792 FT OF THE NE 1/4 SW 1/4 SEC 32 T1N R12W. (74).
Legal Range	12W
Legal Township	01N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1041
Census Tract	31800

Owner

2131 101st Ave is owner-occupied and held in a trust since June 2019.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	2131 101ST AVE, OTSEGO, MI 49078-9549
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Jun 26, 2019	Intrafamily Transfer, Transfer CHICAGO TITLE OF MI INC
Jun 26, 2019	Intrafamily Transfer, Transfer · Line of Credit ARBOR FINANCIAL CU
Aug 18, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Aug 18, 2017	Intrafamily Transfer, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 18, 2019
Transfer Doc	004356/238
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2131 101ST AVE, OTSEGO, MI 49078-9549
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004916/553
Date	Jan 24, 2024
Book Page	4916/553
Instrument	2024000994

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 26, 2019
Property Address	2131 101ST AVE, OTSEGO, MI 49078-9549
Document Number	4356/248
Book / Page	4356 / 248
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2131 101ST AVENUE, PAW PAW, MI 49079

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 26, 2019
Property Address	2131 101ST AVE, OTSEGO, MI 49078-9549
Document Number	004356/238
Book / Page	4356 / 238
Instrument Date	Jun 18, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 101ST AVENUE, PAW PAW, MI 49079

Mortgage

Document Number	0004356241
Date	Jun 26, 2019
Instrument	4356/241

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 18, 2017
Property Address	2131 101ST AVE, OTSEGO, MI 49078-9549
Document Number	4168/361
Book / Page	4168 / 361
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 101ST AVE, OTSEGO, MI 49078-9549

Mortgage

Document Number	4168365
Date	Aug 18, 2017
Instrument	4168/365

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 18, 2017
Property Address	2131 101ST AVE, OTSEGO, MI 49078-9549
Document Number	4168/374
Book / Page	4168 / 374
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2131 101ST AVE, OTSEGO, MI 49078-9549

Tax Assessment & Valuation

The 2025 property tax bill for 2131 101st Ave was $2,047 with a homeowner's exemption, up 2.6% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,300 (+1.75%) Land $23,600 Building $98,700	$244,600 (+1.75%) Land $47,200 Building $197,400
2025	$2,047.00 (+2.56%) Homeowner's exemption	$120,200 Land $22,300 Building $97,900	$240,400 Land $44,600 Building $195,800
2024	$1,996.00
2023		$92,400 Land $20,300 Building $72,100	$184,800 Land $40,600 Building $144,200
2022	$1,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2131 101st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 101st Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bloomingdale Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 101st Ave

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