21309 Cardinal Ave, Leander, TX 78645 Property Records

Travis County property record for 21309 Cardinal Ave, Leander, TX 78645

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,024 sqft · built 2021
Lot Size	0.674 acres (29,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$767,410 (Nov 2024)
Tax Bill	$19,585 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2024 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`0160900634`

Property Details

APN / Parcel Number

Primary APN	`0160900634`
Alternative APNs	`01609006340000` `159870`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,024 sqft Living Area
Gross Area	5,796 sqft
1st Floor Area	3,024 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Built-Up Asphalt
Lot Area	29,355 sqft (0.674 acres)
Lot Dimensions	285 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	2,772 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	159870
Street Address	21309 CARDINAL AVE
City	LEANDER
State	TX
Zip	78645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK C EMERALD BEND SEC 1
Legal Subdivision	EMERALD BEND SEC 1
Legal Block	C
Legal Lot Number	5
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	2
Census Block	2075
Census Tract	37400

Owner

Source: Travis County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21309 CARDINAL AVE, LEANDER, TX 78645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY STATE BANK & TRUST
Nov 19, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OLD NATIONAL BANK
Oct 12, 2023	Intrafamily Transfer, Transfer
Sep 6, 2023	Special Warranty Deed, Transfer
Sep 29, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage SECURITY STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Sep 6, 2023
Deed Document Number	2024128265
Prior Transfer Date	Dec 12, 2012
Prior Transfer Doc	0000213158
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	21309 CARDINAL AVE, LEANDER, TX 78645
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182271
Date	Nov 18, 2022
Instrument	2022182271

Lender

Name	SECURITY STATE BANK & TRUST
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Nov 19, 2024
Property Address	21309 CARDINAL AVE, LEANDER, TX 78645
Document Number	0000128265
Map Reference	VOL 36 PG 2
Instrument Date	Nov 12, 2024
Instrument	2024128265
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 COMBWELL GDN, MISSOURI CITY, TX 77459-5779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21309 CARDINAL AVE, LEANDER, TX 78645

Mortgage

Document Number	0000128266
Date	Nov 19, 2024
Instrument	2024128266

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRAVIS TX
Recording Date	Oct 12, 2023
Property Address	21309 CARDINAL AVE, LEANDER, TX 78645
Document Number	0000116734
Map Reference	VOL 36 PG 2
Instrument Date	Oct 11, 2023
Instrument	2023116734
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 COMBWELL GDN, MISSOURI CITY, TX 77459-5779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COMBWELL GDN, MISSOURI CITY, TX 77459-5779

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Sep 6, 2023
Property Address	21309 CARDINAL AVE, LEANDER, TX 78645
Document Number	0000102545
Map Reference	VOL 36 PG 2
Instrument Date	Aug 29, 2023
Instrument	2023102545
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 COMBWELL GDN, MISSOURI CITY, TX 77459-5779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COMBWELL GDN, MISSOURI CITY, TX 77459-5779

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 29, 2020
Property Address	21309 CARDINAL AVE, LAGO VISTA, TX 78645-7829
Document Number	0000181200
Map Reference	VOL 36 PG 2
Instrument Date	Sep 24, 2020
Instrument	2020181200
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 LAKEVIEW LN, 109, GEORGETOWN, TX 78633-1980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COMBWELL GDN, MISSOURI CITY, TX 77459-5779

Mortgage

Document Number	0000181201
Date	Sep 29, 2020
Instrument	2020181201

Lender

Name	SECURITY STATE BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Lago Vista City
County	Travis County
Unified School District	Lago Vista Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,585.00	$919,212 (-2.09%) Land $395,200 Building $524,012	$919,212 (-2.09%) Land $395,200 Building $524,012
2023		$938,795 (+70.01%) Land $332,800 Building $605,995	$938,795 (+70.01%) Land $332,800 Building $605,995
2022	$12,193.00	$552,201 Land $332,800 Building $219,401	$552,201 Land $332,800 Building $219,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	722.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 individual policies
Nearby Flood Policies	88 units insured incl. 23 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAGO VISTA serves 8,698 people · EPA ID TX2270092
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: VGI Technology.

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