21305 Gift Rd, Bend, OR 97703 Property Records

Deschutes County property record for 21305 Gift Rd, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,382 sqft · built 2011
Lot Size2.31 acres (100,624 sqft)
Owner2 Individual Names on Record
Last Sale$947,000 (Nov 2024)
Tax Bill$4,812 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN161223-B0-00900

Property Details

APN / Parcel Number

Primary APN161223-B0-00900
Alternative APNs
  • R2007161223B000900
  • 132848

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,382 sqft Living Area
Gross Area3,150 sqft
1st Floor Area2,382 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Great RoomGreat Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Lot Area100,624 sqft (2.31 acres)
Garage Area768 sqft
Deck AreaDeck Area
Total Buildings2 Buildings

Location & Zoning

Account Number132848
Street Address21305 GIFT RD
CityBEND
StateOR
Zip97703-8956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR10
Legal DescriptionSECOND ADDITION TO WHISPERING PINES ESTATES BLOCK 26 LOT 15
Legal Range12
Legal Township16
Legal Section23
Legal SubdivisionSECOND ADDITION TO WHISPERING PINES ESTA
Legal Block26
Legal Lot Number15
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2025
Census Tract1002

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21305 GIFT RD, BEND, OR 97703-8956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Jan 13, 2022Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Jan 23, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Mar 20, 2018Intrafamily Transfer, Transfer · VA Mortgage
PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Prior SaleJan 13, 2022 · Amount on Record
Deed Document Number202431281
Prior Transfer DateMar 19, 2018
Prior Transfer Doc0000011016
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address21305 GIFT RD, BEND, OR 97703-8956
Transaction TypeMortgage
Record UpdatedOct 31, 2025
Title CompanyDESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000028943
DateOct 22, 2025
Instrument2025-28943
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCOQUILLE, OR 97423
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 21, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJan 13, 2022
Property Address21305 GIFT RD, BEND, OR 97703-8956
Document Number0000001783
Map ReferenceCAB A PG 163
Instrument DateJan 12, 2022
Instrument2022-01783
Transaction TypeTransfer
Record UpdatedJan 24, 2022
Title CompanyNOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21305 GIFT RD, BEND, OR 97703-8956

Mortgage

Document Number0000001784
DateJan 13, 2022
Instrument2022-01784
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address21305 GIFT RD, BEND, OR 97703-8956
Document Number0000004035
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address213505 GIFT RD BEND OR 97703, BEND, OR 97703

Mortgage

Document Number0000004035
DateJan 28, 2020
Instrument4035
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2050

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateMar 20, 2018
Property Address21305 GIFT RD, BEND, OR 97703-8956
Document Number0000011016
Instrument DateMar 12, 2018
Instrument2018-11016
Transaction TypeTransfer
Record UpdatedNov 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address21305 GIFT RD, BEND, OR 97703-8956

Mortgage

Document Number0000011017
DateMar 20, 2018
Instrument2018-11017
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,812.00 (+4.56%)$306,810 (+3%)$980,060 (-7.5%) Land $307,350 Building $672,710
2024$4,602.00 (+5.79%)$297,880 (+3%)$1,059,480 (-) Land $286,250 Building $773,230
2023$4,350.00$289,210$1,059,480 Land $286,250 Building $773,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20

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