OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABSTRACT & TTL
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$277.50
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
21305 E SCOTT LN, LUTHER, OK 73054-9359
Mortgage
Document Number
0001220222
Date
Dec 14, 2021
Instrument
2021121401220222
Lender
Name
FIRST STATE BANK
Type
Bank
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2052
October 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OKLAHOMA OK
Recording Date
Oct 8, 2020
Property Address
21305 E SCOTT LN, LUTHER, OK 73054-9359
Document Number
0011501750
Book / Page
14504 / 77
Instrument Date
Oct 7, 2020
Instrument
20201008011501750
Transaction Type
Transfer
Record Updated
Mar 7, 2022
Title Company
OLD REPUBLIC TITLE CO OF OK
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$244.50
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
21305 E SCOTT LN, LUTHER, OK 73054-9359
Mortgage
Document Number
0011501760
Date
Oct 8, 2020
Instrument
20201008011501760
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2050
September 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OKLAHOMA OK
Recording Date
Sep 20, 2018
Property Address
21305 E SCOTT LN, LUTHER, OK 73054-9359
Document Number
0011289600
Book / Page
13842 / 1208
Instrument Date
Sep 11, 2018
Instrument
20180920011289600
Transaction Type
Transfer
Record Updated
Mar 7, 2022
Title Company
OKLAHOMA CITY ABS & TITLE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$208.50
Amount Accuracy
Rounded by County
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Address
00000
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2105 TANGLEWOOD DR, EDMOND, OK 73013-2717
Mortgage
Document Number
0011289610
Date
Sep 20, 2018
Instrument
20180920011289610
Lender
Name
GREAT PLAINS NATIONAL BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 21305 E Scott Ln was $1,904 with a homeowner's exemption, up 2.9% from the year before.
Source: Oklahoma County assessment roll, as of January 21, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Oklahoma County
Municipality
Luther Town
Unified School District
Luther Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,904.00 (+2.86%)Homeowner's exemption
$21,094Land $3,930Building $17,164
$194,000Land $36,144Building $157,856
2024
$1,851.00 (+7.8%)
2023
$1,717.00Homeowner's exemption
$19,884Land $3,263Building $16,621
$185,000Land $30,361Building $154,639
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 21305 E Scott Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 21305 E Scott Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 65% of the US · lower than 73% of Oklahoma
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LUTHER serves 650 people · EPA ID OK2005503
Water Source
Groundwater
Last State Inspection
Dec 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025