21304 Westbrook Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 21304 Westbrook Dr, Cold Spring, MN 56320 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	1 Baths
Year Built	Built 2004
Square Footage	2,313 sqft Living Area
Lot Size	109,336 sqft (2.51 acres)
Occupancy	Owner Occupied
Last Sale	$824,000 (2026)
Tax Bill	$5,640.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`36-24658-0015`

Interior

Bedrooms	5 Beds
Full Baths	1 Baths
Building Area	2,313 sqft Living Area
Gross Area	3,470 sqft Gross Area
1st Floor	2,313 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	109,336 sqft (2.51 acres)
Depth X Width	682 ft x 161 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,128 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	21304 WESTBROOK DR
City	COLD SPRING
State	MN
Zip	56320-4407
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 007 BLK 002 WESTBROOK SECTION 27 TOWNSHIP 123 RANGE 030 SECTION 27 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	27
Legal Subdivision	WESTBROOK
Legal Block	2
Legal Lot Number	7
Jurisdiction	STEARNS MN
Minor Civil Division	WAKEFIELD
Census Blockgroup	1
Census Block	1029
Census Tract	11302

Owner

Source: Stearns County records · APN 36-24658-0015

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21304 WESTBROOK DR, COLD SPRING, MN 56320-4407
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Apr 02, 2004 · Amount on Record
Deed Doc Number	20261712203
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 29, 2026
Property Address	21304 WESTBROOK DR, COLD SPRING, MN 56320-4407
Document Number	0001712203
Instrument Date	Apr 27, 2026
Instrument	2026.1712203
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$274,639.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21304 WESTBROOK DR, COLD SPRING, MN 56320-4407

Mortgage

Document Number	0001712204,
Date	Apr 29, 2026
Instrument	2026.1712204

Lender

Name	HARVEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,640.00 (+2.99%)
2025		$571,900 (+3.81%) Land $100,700 Building $471,200	$571,900 (+3.81%) Land $100,700 Building $471,200
2023	$5,476.00	$550,900 Land $82,700 Building $468,200	$550,900 Land $82,700 Building $468,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 72% of Minnesota
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.