2130 Stonewood Dr, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 2130 Stonewood Dr, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,482 sqft · built 1960
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Nov 2019)
Tax Bill	$5,884 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171-228-07`

Property Details

APN / Parcel Number

Primary APN	`171-228-07`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,482 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Porch	Finished/Screened Porch
Porch Area	150 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2130 STONEWOOD DR
City	CHARLOTTE
State	NC
Zip	28210-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L5 B10 M8 411
Legal Subdivision	MONTCLAIRE
Legal Block	10
Legal Lot Number	5
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1024
Census Tract	3102

Owner

2130 Stonewood Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Mecklenburg County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2130 STONEWOOD DR, CHARLOTTE, NC 28210-3842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Dec 18, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Mar 25, 2019 · Amount on File
Deed Document Number	2019158507
Deed Book / Page	34053 / 418
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2130 STONEWOOD DR, CHARLOTTE, NC 28210-3842
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 STONEWOOD DR, CHARLOTTE, NC 28210-3842

Mortgage

Document Number	0000034756
Date	Apr 18, 2024
Book Page	38760/967
Instrument	2024034756

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2130 STONEWOOD DR, CHARLOTTE, NC 28210-3842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133196
Date	Aug 24, 2020
Book Page	34962/22
Instrument	2020133196

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 20, 2019
Property Address	2130 STONEWOOD DR, CHARLOTTE, NC 28210-3842
Document Number	0000158507
Book / Page	34053 / 418
Map Reference	MB 8 PG 411
Instrument Date	Nov 20, 2019
Instrument	2019158507
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8022 PROVIDENCE RD # RD500-155, 8022, CHARLOTTE, NC 28277-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8022 PROVIDENCE RD, CHARLOTTE, NC 28277-9719

Mortgage

Document Number	0000158508
Date	Nov 20, 2019
Instrument	2019158508

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 18, 2017
Property Address	2130 STONEWOOD DR, CHARLOTTE, NC 28210-3842
Document Number	0000168416
Book / Page	32346 / 620
Map Reference	MB8 PG411
Instrument Date	Dec 14, 2017
Instrument	2017168416
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	EXECUTIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5820 CARMEL RD # 5, 5820, CHARLOTTE, NC 28226-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 STONEWOOD DR, CHARLOTTE, NC 28210-3842

Mortgage

Document Number	0000168417
Date	Dec 18, 2017
Instrument	2017168417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2130 Stonewood Dr was $5,884.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,884.00	$744,600 Land $235,000 Building $509,600	$744,600 Land $235,000 Building $509,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2130 Stonewood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2130 Stonewood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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