2130 Frederick Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2130 Frederick Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,697 sqft · built 1970
Lot Size	0.65 acres (28,320 sqft)
Owner	Company Name on Record
Last Sale	$442,500 (Jun 2006)
Tax Bill	$8,647 (2025)
Deeds & Mortgages	May 2019 Mortgage
APN	`06-2.0-09-002-001-107.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-001-107.000`

Interior

Building Area	2,697 sqft Base Area
1st Floor Area	2,697 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	28,320 sqft (0.65 acres)
Lot Dimensions	160 ft deep x 177 ft wide

Location & Zoning

Street Address	2130 FREDERICK AVE
City	SAINT JOSEPH
State	MO
Zip	64506-2656
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CITY
Legal Description	SUB:KEMPER'S LOT:1 BLK:13LGL DESC:ALL L 1 TO 6 EX W 15' L 1 & 6 EX S 152' L 4, 5 & 6 ALSO VAC ALLEY ADJ SAID LOTS
Legal Subdivision	KEMPERS
Legal Block	13
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	1000

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	320 EDMOND ST, SAINT JOSEPH, MO 64501-2120
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2006 · Amount on Record
Deed Sale	Jun 8, 2006 · Amount on Record
Deed Document Number	20068287
Deed Book / Page	2905 / 654
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2130 FREDERICK AVE, SAINT JOSEPH, MO 64506-2656
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	ST JOSEPH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3737/892
Date	May 30, 2019
Book Page	3737/892
Instrument	2019004310

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,647.00 (+0.01%)	$107,150 (-) Land $11,430 Building $95,720	$334,830 (-) Land $35,720 Building $299,110
2024	$8,646.00 (+8.08%)
2023	$8,000.00 (-0.6%)	$107,150 (-) Land $11,430 Building $95,720	$334,830 (-) Land $35,720 Building $299,110
2022	$8,048.00	$107,150 Land $11,430 Building $95,720
2021			$334,830 Land $35,720 Building $299,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20