2130 E Echo Dr, Billings, MT 59105 Property Records

Yellowstone County property record for 2130 E Echo Dr, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,640 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,050 (May 2026)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000D05135A`

Property Details

APN / Parcel Number

Primary APN	`000D05135A`
Alternative APNs	`03-1033-14-2-06-03-0000` `R0361161` `D05135A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,890 sqft
Basement Area	1,500 sqft
Finished Basement	750 sqft
Unfinished Basement	750 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
View / Lot	Neighborhood / Spot
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2130 E ECHO DR
City	BILLINGS
State	MT
Zip	59105-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	S14, T01 N, R26 E, C.O.S. 1175, PARCEL 17B, AMND
Legal Range	26E
Legal Township	01N
Legal Section	14
Legal Subdivision	CERTIFICATE OF SURVEY #1175
Legal Tract	17B
Legal Block	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1018
Census Tract	707

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2130 E ECHO DR, BILLINGS, MT 59105-4824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN SECURITY BANK
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage YELLOWSTONE BANK
Jan 19, 2018	Deed of Trust, Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	20264132985
Prior Transfer Date	Jul 19, 2010
Prior Transfer Doc	0003556999
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2130 E ECHO DR, BILLINGS, MT 59105-4824
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004123211
Date	Jan 5, 2026
Instrument	4123211

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 29, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2130 E ECHO DR, BILLINGS, MT 59105-4824
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004001480
Date	Dec 17, 2021
Instrument	4001480

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 6, 2026
Property Address	2130 E ECHO DR, BILLINGS, MT 59105-4824
Document Number	0004132985
Instrument Date	May 4, 2026
Instrument	2026.4132985
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	LIBERTY TITLE, LIBERTY TITLE & LAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2130 E ECHO DR, BILLINGS, MT 59105-4824

Mortgage

Document Number	0004132986,
Date	May 6, 2026
Instrument	2026.4132986

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2130 E ECHO DR, BILLINGS, MT 59105-4824
Document Number	0003840089
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2130 E ECHO DR BILLINGS MT 591054824, BILLINGS, MT 59105-4824

Mortgage

Document Number	0003840089
Date	Jan 30, 2018
Instrument	3840089

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,300 (-) Land $97,200 Building $326,100	$423,300 (-) Land $97,200 Building $326,100
2025	$2,335.00 (-24.6%)	$423,300 (+10.09%) Land $97,200 Building $326,100	$423,300 (+10.09%) Land $97,200 Building $326,100
2024	$3,097.00 (+19.85%)
2023	$2,584.00	$384,500	$384,500 Land $84,800 Building $299,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Nemont, Verizon.

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