213 W Maple Ave, Lancaster, KY 40444 Property Records

Garrard County property record for 213 W Maple Ave, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · built 1925
Lot Size	0.263 acres (11,485 sqft)
Owner	Individual Name on File
Last Sale	$71,690 (Jun 2006)
Tax Bill	$669 (2025)
Deeds & Mortgages	Nov 2006 Line of Credit Oct 2008 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L1-10-009`

Property Details

APN / Parcel Number

Primary APN	`L1-10-009`
Alternative APN	`10416`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,485 sqft (0.263 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	10416
Street Address	213 W MAPLE AVE
City	LANCASTER
State	KY
Zip	40444-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & L
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3027
Census Tract	970201

Owner

213 W Maple Ave is owned by an individual who bought it in June 2006.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	214 STANFORD ST, LANCASTER, KY 40444-1298
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2006	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK CORP OF KENTUCKY
Oct 7, 2008	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK OF DANVILLE
Oct 18, 2018	Special Warranty Deed, Transfer
Jun 13, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2006 · Amount on File
Deed Sale	Jun 13, 2006 · Amount on File
Deed Book / Page	238 / 787
Record Updated	Oct 29, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	213 W MAPLE AVE, LANCASTER, KY 40444-1040
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 DANVILLE ST, LANCASTER, KY 40444-1030
Investor	Possibly a Property Investor

Mortgage

Document Number	00M266/131
Date	Nov 15, 2006
Book Page	M266/131
Instrument	77333

Lender

Name	WHITAKER BANK CORP OF KENTUCKY
Address	LANCASTER, KY 40444

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 15, 2026

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	213 W MAPLE AVE, LANCASTER, KY 40444-1040
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 DANVILLE ST, LANCASTER, KY 40444-1030
Investor	Possibly a Property Investor

Mortgage

Document Number	00M287/282
Date	Oct 7, 2008
Book Page	M287/282
Instrument	97107

Lender

Name	FARMERS NATIONAL BANK OF DANVILLE
Address	DANVILLE, KY 40422

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Sep 26, 2013

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 18, 2018
Property Address	213 W MAPLE AVE, LANCASTER, KY 40444-1040
Document Number	00D295/765
Book / Page	D295 / 765
Map Reference	DB 291 PG 605
Instrument Date	Oct 12, 2018
Instrument	141549
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$44.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 STANFORD ST, LANCASTER, KY 40444-1298

June 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 13, 2006
Property Address	213 W MAPLE AVE, LANCASTER, KY 40444-1040
Document Number	000238/787
Book / Page	238 / 787
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 DANVILLE ST, LANCASTER, KY 40444-1030
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 213 W Maple Ave was $669, down 0.4% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Municipality	Lancaster City
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (-) Land $20,000 Building $40,000	$60,000 (-) Land $20,000 Building $40,000
2025	$669.00 (-0.45%)	$60,000 (-) Land $20,000 Building $40,000	$60,000 (-) Land $20,000 Building $40,000
2024	$672.00 (+32.81%)	$60,000 (+36.36%) Land $20,000 Building $40,000	$60,000 (+36.36%) Land $20,000 Building $40,000
2023	$506.00 (-0.78%)	$44,000 (-) Land $20,000 Building $24,000	$44,000 (-) Land $20,000 Building $24,000
2022	$510.00	$44,000 Land $20,000 Building $24,000	$44,000 Land $20,000 Building $24,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 W Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 W Maple Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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