Frederick County property record for 213 W Main St, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,744 sqft · built 1890 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Aug 2026) |
| Tax Bill | $4,420 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-140482 |
| Primary APN | 03-140482 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 1,016 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,750 sqft (0.178 acres) |
| Lot Dimensions | 250 ft deep x 31 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 404 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 140482 |
|---|---|
| Street Address | 213 W MAIN ST |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 X 250 213 W. MAIN ST. MIDDLETOWN |
| Legal Subdivision | MIDDLETOWN |
| Legal Lot Number | 213 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 752601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Middletown Historic District listed 2003 · 346 contributing resources · NRIS 03001334 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
213 W Main St is owned and occupied by two individuals who bought it in August 2026.
Source: Frederick County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed, Transfer · Conventional Mortgage PRIME LENDING |
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Apr 23, 2020 | Deed of Trust, Mortgage ALTERRA HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Prior Sale | Jan 4, 2007 |
| Deed Book / Page | 17995 / 202 |
| Prior Transfer Date | Dec 22, 2006 |
| Prior Transfer Doc | 0063910544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 7, 2026 |
| Property Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Document Number | 1799000202 |
| Book / Page | 17995 / 202 |
| Instrument Date | Jul 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | THE SECURITY TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Document Number | 1799000209, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 17995/209 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Document Number | 0162480493 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 16248/493 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Document Number | 0142210001 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 14221/1 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 213 W MAIN ST, MIDDLETOWN, MD 21769-8024 |
| Document Number | 0137160344 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 213 W MAIN ST MIDDLETOWN MD 217698024, MIDDLETOWN, MD 21769-8024 |
| Document Number | 0137160344 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 013716/000344 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 6, 2050 |
The 2025 property tax bill for 213 W Main St was $4,420, up 13.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,700 (+10.97%) Land $80,000 Building $250,700 | $330,700 (-) Land $80,000 Building $250,700 | |
| 2025 | $4,420.00 (+13.25%) | $298,000 | $330,700 Land $80,000 Building $250,700 |
| 2024 | $3,903.00 (+16.4%) | ||
| 2023 | $3,353.00 | $232,600 Land $66,300 Building $166,300 | $232,600 Land $66,300 Building $166,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 213 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 213 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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