213 W Gray Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 213 W Gray Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1992
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on File
Last Sale	$42,850 (Nov 2023)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`02312B000000`

Property Details

APN / Parcel Number

Primary APN	`02312B000000`
Alternative APNs	`GRAY M:050 B:023 L:012-002` `1258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1258
Street Address	213 W GRAY RD
City	GRAY
State	ME
Zip	04039-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	HENRY TANGUAY PROPERTY
Legal Block	23
Legal Lot Number	12-2
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4015
Census Tract	4702

Owner

213 W Gray Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 W GRAY RD, GRAY, ME 04039-9602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage EMPEOPLE CREDIT UNION
Oct 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INFINITY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Nov 17, 2005 · Amount on File
Deed Book / Page	40475 / 161
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Nov 13, 2023
Property Address	213 W GRAY RD, GRAY, ME 04039-9602
Document Number	0404750161
Book / Page	40475 / 161
Instrument Date	Nov 13, 2023
Instrument	41410
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 W GRAY RD, GRAY, ME 04039-9602

Mortgage

Document Number	0000041411
Date	Nov 13, 2023
Instrument	41411

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	213 W GRAY RD, GRAY, ME 04039-9602
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0373340146
Date	Oct 22, 2020
Book Page	37334/146
Instrument	67910

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 213 W Gray Rd was $3,654, down 0.2% from the year before.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,654.00 (-0.22%)	$377,500 (-) Land $118,900 Building $258,600
2024	$3,662.00 (-4.73%)	$377,500 (+49.09%) Land $118,900 Building $258,600
2023	$3,844.00 (+8.83%)	$253,200 (-) Land $59,600 Building $193,600
2022	$3,532.00	$253,200 Land $59,600 Building $193,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 213 W Gray Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 W Gray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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