213 W Commerce St, Loretto, TN 38469 Property Records

Lawrence County property record for 213 W Commerce St, Loretto, TN 38469

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	1 ba · 896 sqft · built 1940
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Trust Names on File
Flood Zone	Zone X (minimal risk)
APN	`050151 00800`

Property Details

APN / Parcel Number

Primary APN	`050151 00800`
Alternative APN	`151 00800`

Exterior

Lot Area	54,886 sqft (1.26 acres)
Lot Dimensions	114 ft deep x 118 ft wide

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	213 W COMMERCE ST
City	LORETTO
State	TN
Zip	38469-2135
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description	DISTRICT: 2
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3042
Census Tract	960700

Owner

213 W Commerce St is held in a trust since November 2023.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 363, LORETTO, TN 38469-0363
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1989
Deed Sale	Oct 3, 1989
Deed Book / Page	245 / 75
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000006696
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Additional exemption filed
2023	Additional exemption filed
2022		$12,000 Land $12,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 213 W Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 W Commerce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20