Madison County property record for 213 Stacy Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jun 2019) |
| Tax Bill | $3,838 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0042-0003-0003 |
| Primary APN | 0042-0003-0003 |
|---|---|
| Alternative APNs |
|
| Lot Area | 45,302 sqft (1.04 acres) |
|---|
| Account Number | 70585 |
|---|---|
| Street Address | 213 STACY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTONE LOT 3 (1.04 ACRES) |
| Legal Subdivision | MILLSTONE |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10702 |
213 Stacy Ln is owned and occupied by an individual who bought it in June 2019.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 213 STACY LN, RICHMOND, KY 40475-7965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST TRUST BANK INC |
| Dec 3, 2019 | Deed of Trust, Mortgage · Construction Mortgage 1ST TRUST BANK INC |
| Jun 13, 2019 | Deed, Transfer |
| May 16, 2017 | Deed, Construction Loan · Construction Mortgage FORCHT BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on File |
| Deed Sale | Jun 13, 2019 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 2013993985 |
| Deed Book / Page | D00774 / 588 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 213 STACY LN, RICHMOND, KY 40475-7965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 213 STACY LN, RICHMOND, KY 40475-7965 |
| Document Number | 0M2278/643 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | M2278/643 |
| Instrument | 2014186700 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 213 STACY LN, RICHMOND, KY 40475-7965 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | M01978/664 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | M01978/664 |
| Instrument | 2014020400 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | HAZARD, KY 41701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 213 STACY LN, RICHMOND, KY 40475-7965 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | M01904/453 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | M01904/453 |
| Instrument | 2014003264 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 27, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 13, 2019 |
| Property Address | 213 STACY LN, RICHMOND, KY 40475-7965 |
| Document Number | D00774/588 |
| Book / Page | D00774 / 588 |
| Map Reference | MB 21 PG 26 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 2013993985 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 732 GRIFFIN WAY, 732, RICHMOND, KY 40475-8271 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 109 RIVER DR, RICHMOND, KY 40475 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 16, 2017 |
| Property Address | 213 STACY LN, RICHMOND, KY 40475-7965 |
| Document Number | D0D744/606 |
| Book / Page | D0D744 / 606 |
| Map Reference | MB21 PG26 |
| Instrument Date | May 15, 2017 |
| Instrument | 2013958692 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 262 MARENGO DR, 262, RICHMOND, KY 40475-8948 |
| Name | Verified Name |
|---|---|
| Address | 207 STACY LN, RICHMOND, KY 40475-7965 |
| Document Number | 2013958693 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2013958693 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2027 |
The 2025 property tax bill for 213 Stacy Ln was $3,838 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,838.00 Additional exemption filed | $407,000 | $407,000 |
| 2023 | $3,734.00 | $385,000 | $385,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 213 Stacy Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 213 Stacy Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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