Lorain County property record for 213 Spruce St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1968 |
| Square Footage | 954 sqft Living Area |
| Lot Size | 2,614 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $42,000 (2008) |
| Tax Bill | $1,422.00 (2025) |
| Primary APN | 06-24-026-110-040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 954 sqft Living Area |
| 1st Floor | 486 sqft 1st Floor |
| 2nd Floor | 468 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 2,614 sqft (0.06 acres) |
| Depth X Width | 67 ft x 39 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 296 sqft Garage |
| Porch | Open Porch |
| Porch Area | 112 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 213 SPRUCE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3244 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KAISER BROS 39 X 66.50 |
| Legal Subdivision | KAISER BROTHERS SUBDIVISION |
| Legal Tract | 24 |
| Legal Block | 110 |
| Legal Lot Number | 197 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-026-110-040
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 213 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 05, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2008 · Amount on Record |
| Deed Sale | Nov 04, 2008 · Amount on Record |
| Prior Sale | Nov 04, 2008 · Amount on Record |
| Deed Doc Number | 0000274167 |
| Last Transfer Date | Jul 25, 2016 |
| Transfer Doc | 0000594129 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 213 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 213 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Document Number | 0000922900 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023-0922900 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 213 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 213 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Document Number | 0000035615 |
|---|---|
| Date | Dec 05, 2024 |
| Instrument | 2024-0035615 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,422.00 | $30,200 (-0.02%) Land $4,050 Building $26,150 | $86,300 (-) Land $11,580 Building $74,720 |
| 2024 | $1,422.00 (+24.85%) | $30,205 (+44.48%) Land $4,053 Building $26,152 | $86,300 (+44.48%) Land $11,580 Building $74,720 |
| 2023 | $1,139.00 (+0.35%) | $20,906 (-0.02%) Land $4,368 Building $16,538 | $59,730 (-) Land $12,480 Building $47,250 |
| 2022 | $1,135.00 | $20,910 Land $4,370 Building $16,540 | |
| 2021 | $59,730 Land $12,480 Building $47,250 |
213 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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