213 Sawtooth Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 213 Sawtooth Dr, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,854 sqft · built 2013
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (May 2024)
Tax Bill	$2,964 (2026)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`44E2-1-66`

Property Details

APN / Parcel Number

Primary APN	`44E2-1-66`
Alternative APN	`8048323`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,854 sqft Living Area
Gross Area	5,061 sqft
1st Floor Area	1,428 sqft
Basement Area	1,428 sqft
Finished Basement	1,428 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Deck Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048323
Street Address	213 SAWTOOTH DR
City	STEPHENSON
State	VA
Zip	22656-1884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L66 S2
Legal Subdivision	5
Legal Lot Number	66
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	213 SAWTOOTH DR, STEPHENSON, VA 22656-1884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	20243805
Prior Transfer Date	Mar 3, 2022
Prior Transfer Doc	0000003088
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	May 6, 2024
Property Address	213 SAWTOOTH DR, STEPHENSON, VA 22656-1884
Document Number	0000003805
Instrument Date	Apr 30, 2024
Instrument	240003805
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 SAWTOOTH DR, STEPHENSON, VA 22656-1884

Mortgage

Document Number	0000003806
Date	May 6, 2024
Instrument	240003806

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	142 Months
Due	Mar 28, 2036

Interest

Rate Type	Fixed Rate

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Mar 10, 2022
Property Address	213 SAWTOOTH DR, STEPHENSON, VA 22656-1884
Document Number	0000003088
Instrument Date	Mar 3, 2022
Instrument	220003088
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 SAWTOOTH DR, STEPHENSON, VA 22656-1884

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,964.00 (+10.43%)	$559,200 (+16.26%) Land $93,000 Building $466,200	$559,200 (+16.26%) Land $93,000 Building $466,200
2025	$2,684.00 (+118.92%)
2023	$1,226.00	$481,000 Land $77,000 Building $404,000	$481,000 Land $77,000 Building $404,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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