213 S Main St, Onsted, MI 49265 Property Records

Lenawee County property record for 213 S Main St, Onsted, MI 49265

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,705 sqft · built 1900
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Jan 2017)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CA8-400-0260-00`

Property Details

APN / Parcel Number

Primary APN	`CA8-400-0260-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,705 sqft Living Area
1st Floor Area	1,018 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Lot Area	13,112 sqft (0.301 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	213 S MAIN ST
City	ONSTED
State	MI
Zip	49265-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 26 GREENLEAF'S ADDITION TO THE VILLAGE OF ONSTED
Legal Subdivision	GREENLEAF'S ADD
Legal Lot Number	26
Jurisdiction	LENAWEE MI
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1064
Census Tract	60302

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	213 S MAIN ST, ONSTED, MI 49265-9763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 20, 2017	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Aug 17, 2011 · Amount on Record
Deed Book / Page	2538 / 909
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	213 S MAIN ST, ONSTED, MI 49265-9763
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026220478
Date	Jul 15, 2021
Book Page	2622/478

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jan 20, 2017
Property Address	213 S MAIN ST, ONSTED, MI 49265-9763
Document Number	0025380909
Book / Page	2538 / 0909
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 S MAIN ST, 232, ONSTED, MI 49265-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11320 STEPHENSON RD, ONSTED, MI 49265-9553

Mortgage

Document Number	0025380910
Date	Jan 20, 2017
Book Page	2538/0910

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	PENDLETON, IN 46064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Cambridge Township
Municipality	Onsted Village
Unified School District	Onsted Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,900 (+5.35%)	$141,800 (+5.35%)
2025	$1,471.00 (+3.52%) Homeowner's exemption	$67,300 (+18.28%)	$134,600 (+18.28%)
2024	$1,421.00 (+9.56%)
2023		$56,900	$113,800
2022	$1,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSTED serves 907 people · EPA ID MI0005020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

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