213 Rocky Br Rd, Covington, TN 38019 Property Records

Tipton County property record for 213 Rocky Br Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,936 sqft · built 1988
Lot Size	8.88 acres (386,813 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2017)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084039 03304`

Property Details

APN / Parcel Number

Primary APN	`084039 03304`
Alternative APN	`039 03304`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,936 sqft Living Area
1st Floor Area	2,936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	386,813 sqft (8.88 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	920 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	213 ROCKY BRANCH RD
City	COVINGTON
State	TN
Zip	38019-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 12, COUNTY AREA: G60
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3022
Census Tract	40601

Owner

213 Rocky Br Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Tipton County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 ROCKY BRANCH RD, COVINGTON, TN 38019-5303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017 · Amount on File
Deed Sale	Apr 21, 2017 · Amount on File
Prior Sale	Jul 6, 2012 · Amount on File
Deed Document Number	2017203538
Deed Book / Page	1719 / 477
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	213 ROCKY BRANCH RD, COVINGTON, TN 38019-5303
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001962221
Date	Jun 8, 2022
Book Page	1962/221
Instrument	257619

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	213 ROCKY BRANCH RD, COVINGTON, TN 38019-5303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1865179
Date	Oct 7, 2020
Book Page	1865/179
Instrument	237708

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Aug 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 21, 2017
Property Address	213 ROCKY BRANCH RD, COVINGTON, TN 38019-5303
Document Number	1719477
Book / Page	001719 / 000477
Instrument Date	Apr 20, 2017
Instrument	203538
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	213 ROCKY BRANCH RD COVINGTON TN 380195303, COVINGTON, TN 38019-5303

Mortgage

Document Number	1719480
Date	Apr 21, 2017
Book Page	001719/000480
Instrument	203539

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 213 Rocky Br Rd was $1,482.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00	$97,400 Land $13,950 Building $83,450
2023		$97,400 Land $13,950 Building $83,450
2022	$1,397.00
2020			$389,600 Land $55,800 Building $333,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 213 Rocky Br Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Rocky Br Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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