213 River Dr, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 213 River Dr, Trout Valley, IL 60013 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,451 sqft · built 1973
Lot Size0.635 acres (27,639 sqft)
Owner2 Individual Names on File
Tax Bill$14,290 (2024)
Deeds & MortgagesJun 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN19-24-152-030

Property Details

APN / Parcel Number

Primary APN19-24-152-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,451 sqft Living Area
1st Floor Area1,452 sqft
Basement Area1,452 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleColonial
Lot Area27,639 sqft (0.635 acres)
Lot Width104 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address213 RIVER DR
CityTROUT VALLEY
StateIL
Zip60013-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 856305 LT 213 TROUT VALLEY DIVISION F
Legal SubdivisionTROUT VALLEY DIVISION
Legal Block152
Legal Lot Number213
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4003
Census Tract871600

Owner

Source: McHenry County records · APN 19-24-152-030

Assessment roll updated March 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address213 RIVER DR, TROUT VALLEY, IL 60013-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address213 RIVER DR, TROUT VALLEY, IL 60013-2435
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031010
DateJun 08, 2021
Instrument2021R0031010
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term911 Months
DueMay 29, 2097
Interest
Rate TypeAdjustable Rate
Rate2.67%
Type Change DateJul 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityTrout Valley Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$14,290.00$194,769 (+13.23%) Land $53,532 Building $141,237$584,307 (+13.23%) Land $160,596 Building $423,711
2022Homeowner's exemption$172,007 Land $87,441 Building $84,566$516,021 Land $262,323 Building $253,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118716004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
14 of 17 on primary residences
Nearby Flood Claims4 (1979–1987)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 1987, alluvial fan flooding

Wildfire

Wildfire RiskLow
above 7% of the US · above 42% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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