213 Randolph St, Morganton, NC 28655 Property Records

Burke County property record for 213 Randolph St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,606 sqft · built 1901
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Oct 2022)
Tax Bill$859 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2703677745

Property Details

APN / Parcel Number

Primary APN2703677745
Alternative APN
  • 5349

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,606 sqft Living Area
1st Floor Area1,606 sqft
FlooringTile

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAsbestos
Foundation TypeRaised
Roof MaterialMetal
Lot Area13,068 sqft (0.3 acres)

Exterior Amenities

PorchSlab
Porch Area272 sqft
Patio Area272 sqft
Shed1 Shed
Shed Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address213 RANDOLPH ST
CityMORGANTON
StateNC
Zip28655-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description213 RANDOLPH ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group2
Census Block2013
Census Tract20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address305 ROCKYFORD ST, MORGANTON, NC 28655-2642
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 30, 2019Warranty Deed, Transfer · ARM
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2022 · Amount on Record
Deed SaleOct 11, 2022 · Amount on Record
Prior SaleJan 30, 2019 · Amount on Record
Deed Document Number202221026636
Deed Book / Page2650 / 368
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateOct 11, 2022
Property Address213 RANDOLPH ST, MORGANTON, NC 28655-2931
Document Number0026500368
Book / Page2650 / 368
Instrument DateOct 11, 2022
Instrument2022026636
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address152 SOMERSET PL # 213, 152, MARION, NC 28752-8312

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 RANDOLPH ST, MORGANTON, NC 28655-2931

Mortgage

Document Number2022026637
DateOct 11, 2022
Instrument2022026637
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Mortgage

Document Number0026500388
DateOct 11, 2022
Book Page2650/388
Instrument2022026638
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 30, 2019
Property Address213 RANDOLPH ST, MORGANTON, NC 28655-2931
Document Number0023860540
Book / Page2386 / 0540
Instrument DateJan 30, 2019
Instrument2017024284
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 RANDOLPH ST, MORGANTON, NC 28655-2931

Mortgage

Document Number2017024285
DateJan 30, 2019
Instrument2017024285
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate10.2%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$859.00 (+0.59%)$136,447 (-) Land $19,500 Building $116,947$136,447 (-) Land $19,500 Building $116,947
2025$854.00 (+0.23%)$136,447 (-) Land $19,500 Building $116,947$136,447 (-) Land $19,500 Building $116,947
2023$852.00$136,447 Land $19,500 Building $116,947$136,447 Land $19,500 Building $116,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1993–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Compas X-Stream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Randolph St

Nearby Streets

Search Property Records by Address or Parcel Number