213 Oak St, Lancaster, OH 43130 Property Records

Fairfield County property record for 213 Oak St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1950
Lot Size	0.146 acres (6,373 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Aug 2023)
Tax Bill	$1,456 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-62013.00`

Property Details

APN / Parcel Number

Primary APN	`053-62013.00`
Alternative APN	`0605 00054`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,373 sqft (0.146 acres)
Lot Dimensions	85 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	192 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0605 00054
Street Address	213 OAK ST
City	LANCASTER
State	OH
Zip	43130-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS C MITHOFFS 3RD ADD LOT 19S
Legal Subdivision	LEWIS C MITHOFFS 3RD ADD
Legal Lot Number	19
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1012
Census Tract	32300

Owner

213 Oak St is owned and occupied by an individual who bought it in August 2023.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	213 OAK ST, LANCASTER, OH 43130-4216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage BMI FCU
Jun 4, 2021	Warranty Deed, Transfer · Line of Credit FIRST OHIO HOME FINANCE INC
Jan 6, 2020	Fiduciary Deed, Transfer · VA Mortgage CASON HOME LOANS
May 9, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK&TR CO/POINTE COUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	202300012938
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 22, 2023
Property Address	213 OAK ST, LANCASTER, OH 43130-4216
Document Number	0000012938
Map Reference	MB 6 PG 1-A
Instrument Date	Aug 14, 2023
Instrument	202300012938
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 OAK ST, LANCASTER, OH 43130-4216

Mortgage

Document Number	0000012939
Date	Aug 22, 2023
Instrument	202300012939

Lender

Name	BMI FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jun 4, 2021
Property Address	213 OAK ST, LANCASTER, OH 43130-4216
Document Number	0000014709
Map Reference	MB 6 PG 1-A
Instrument Date	May 12, 2021
Instrument	202100014709
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 OAK ST, LANCASTER, OH 43130-4216

Mortgage

Document Number	0000014710
Date	Jun 4, 2021
Instrument	202100014710

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000014711
Date	Jun 4, 2021
Instrument	202100014711

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	LANCASTER, OH 43130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jan 6, 2020
Property Address	213 OAK ST, LANCASTER, OH 43130-4216
Document Number	0000000283
Book / Page	1812 / 1332
Map Reference	MB 6 PG 1-A
Instrument Date	Dec 30, 2019
Instrument	202000000283
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NORTHWEST ADVANTAGE TTL AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 OAK ST, LANCASTER, OH 43130-4216

Mortgage

Document Number	0000000284
Date	Jan 6, 2020
Instrument	202000000284

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	213 OAK ST, LANCASTER, OH 43130-4216
Document Number	0000008281
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 OAK ST LANCASTER OH 431304216, LANCASTER, OH 43130-4216

Mortgage

Document Number	0000008281
Date	May 16, 2018
Book Page	001765/001437
Instrument	8281

Lender

Name	PEOPLES BK&TR CO/POINTE COUP
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,610 Land $13,940 Building $41,670	$158,910 Land $39,840 Building $119,070
2023	$1,456.00	$40,040 (-) Land $7,630 Building $32,410
2022		$40,040 Land $7,630 Building $32,410	$114,390 Land $21,800 Building $92,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 213 Oak St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2020)
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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