213 Oak St, Elizabeth, NJ 07201 Property Records

Union County and Elizabeth City property record for 213 Oak St, Elizabeth, NJ 07201

Property Summary

Property Type	Single Family Home
Details	2,718 sqft · built 2020
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Sep 2020)
Tax Bill	$3,064 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04 00008-0000-01384`

Property Details

APN / Parcel Number

Primary APN	`04 00008-0000-01384`
Alternative APNs	`04-00286-0000-00003` `040000801384`

Interior

Building Area	2,718 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0400008000001384
Street Address	213 OAK ST
City	ELIZABETH
State	NJ
Zip	07201-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STEPHEN P BRITTAN ESTATE
Legal Block	286
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4004
Census Tract	31200

Owner

213 Oak St is owned and occupied by an individual who bought it in September 2020.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	213 OAK ST, ELIZABETH, NJ 07201-2621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 15, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 20, 2018	Grant Deed, Transfer · Conventional Mortgage PETER DICOSMO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Apr 20, 2018 · Amount on File
Deed Document Number	2020328033
Deed Book / Page	6381 / 573
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	213 OAK ST, ELIZABETH, NJ 07201-2621
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150972160
Date	Nov 9, 2021
Book Page	15097/2160
Instrument	24581

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	213 OAK ST, ELIZABETH, NJ 07201-2621
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153722057
Date	Jun 8, 2023
Book Page	15372/2057
Instrument	52679

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 15, 2020
Property Address	213 OAK ST, ELIZABETH, NJ 07201-2621
Document Number	0063810573
Book / Page	6381 / 573
Instrument Date	Aug 19, 2020
Instrument	328033
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	564 SPRING ST, 564, ELIZABETH, NJ 07201-3367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 OAK ST, ELIZABETH, NJ 07201-2621

Mortgage

Document Number	698800
Date	Sep 15, 2020
Instrument	698800

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 20, 2018
Property Address	213 OAK ST, ELIZABETH, NJ 07201-2621
Document Number	0062570907
Book / Page	006257 / 000907
Instrument Date	Apr 16, 2018
Instrument	298948
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	564 SPRING ST ELIZABETH NJ 072012063, ELIZABETH, NJ 07201-2063

Mortgage

Document Number	144310617
Date	Apr 20, 2018
Book Page	014431/000617
Instrument	656344

Lender

Name	PETER DICOSMO
Address	1081 LEDGEWOOD RD, MOUNTAINSIDE, NJ 07092-2113
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 19, 2023

Tax Assessment & Valuation

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,900 (+360.08%) Land $159,300 Building $573,600	$732,900 (-) Land $159,300 Building $573,600
2025		$159,300	$732,900 Land $159,300 Building $573,600
2024	$3,064.00
2023		$8,600	$48,000 Land $8,600 Building $39,400
2022	$2,629.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 213 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 213 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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