213 Oak St, Centreville, MD 21617 Property Records

Queen Anne's County property record for 213 Oak St, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,504 sqft · built 1964
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Trust Names on Record
Last Sale	$244,900 (Sep 2008)
Tax Bill	$1,629 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-010554`

Property Details

APN / Parcel Number

Primary APN	`03-010554`
Alternative APNs	`3010554` `010554`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,504 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	010554
Street Address	213 OAK ST
City	CENTREVILLE
State	MD
Zip	21617-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	40 FT OF LOT 10 AND 30 FT OF LOT 12 BLKG CENTREVILLEHEIGHTS
Legal Subdivision	CENTREVILLE HEIGHTS
Legal Block	G
Legal Lot Number	10,12
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	4
Census Block	4006
Census Tract	810400

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	213 OAK ST, CENTREVILLE, MD 21617-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit GOODLEAP LC
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 6, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2008 · Amount on Record
Deed Sale	Sep 19, 2008 · Amount on Record
Prior Sale	Sep 19, 2008 · Amount on Record
Deed Document Number	200880879
Deed Book / Page	1812 / 548
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	213 OAK ST, CENTREVILLE, MD 21617-2023
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047320038
Date	Feb 26, 2026
Book Page	4732/38

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	213 OAK ST, CENTREVILLE, MD 21617-2023
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037680246
Date	Jul 2, 2021
Book Page	3768/246

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Apr 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	213 OAK ST, CENTREVILLE, MD 21617-2023
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035470177
Date	Dec 18, 2020
Book Page	3547/177

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Apr 1, 2045

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	213 OAK ST, CENTREVILLE, MD 21617-2023
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 OAK ST, CENTREVILLE, MD 21617-2023

Mortgage

Document Number	0040550030
Date	Jun 6, 2022
Book Page	4055/30

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	274 Months
Due	Apr 1, 2045

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	213 OAK ST, CENTREVILLE, MD 21617-2023
Document Number	0027040001
Book / Page	002704 / 000001
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 OAK ST CENTREVILLE MD 216172023, CENTREVILLE, MD 21617-2023

Mortgage

Document Number	0027040001
Date	May 31, 2017
Book Page	002704/000001

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	May 30, 2045

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Centreville Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,433 (+6.18%)	$283,000 (-) Land $141,300 Building $141,700
2025	$1,629.00 (-52.63%) Homeowner's exemption	$251,867 (+8.16%)	$283,000 (+19.76%) Land $141,300 Building $141,700
2023	$3,439.00 Homeowner's exemption	$232,867	$236,300 Land $120,500 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTREVILLE serves 3,322 people · EPA ID MD0170001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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