Bay County property record for 213 N Comet Ave, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,002 sqft · built 2005 |
| Lot Size | 0.387 acres (16,857 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,500 (Mar 2020) |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06051-020-000 |
| Primary APN | 06051-020-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,812 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 16,857 sqft (0.387 acres) |
| Lot Dimensions | 164 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Porch | Florida Room |
| Porch Area | 281 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 213 N COMET AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 7 4S 13W -24.3- COM AT NE COR OF NW1/4 OF SE1/4 OF SEC S 991.66 W 20 S 50FOR POB TH CONT W 131.92 S 103.65E 131.92 N 103.64 TO POB SUBJ TO ESMTS ORB 4236 P 413 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 07 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 803 |
213 N Comet Ave is owned and occupied by two individuals who bought it in March 2020.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 213 N COMET AVE, PANAMA CITY, FL 32404-7541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Mar 24, 2020 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on File |
| Deed Sale | Mar 24, 2020 · Amount on File |
| Prior Sale | Dec 3, 2012 · Amount on File |
| Deed Document Number | 202021758 |
| Deed Book / Page | 4236 / 413 |
| Prior Transfer Date | Dec 7, 2006 |
| Prior Transfer Doc | 0028652318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 213 N COMET AVE, PANAMA CITY, FL 32404-7541 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043870620 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 4387/620 |
| Instrument | 2021025278 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 24, 2020 |
| Property Address | 213 N COMET AVE, PANAMA CITY, FL 32404-7541 |
| Document Number | 0042360413 |
| Book / Page | 4236 / 413 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020021758 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,627.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PSC 7 BOX 314314, 314314, APO XX |
| Name | Verified Name |
|---|---|
| Address | 2540 E 37TH PLZ, PANAMA CITY, FL 32405-6600 |
| Document Number | 0042360415 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 4236/0415 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 213 N Comet Ave was $2,304 with a homeowner's exemption, up 114.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,304.00 (+114.13%) Homeowner's exemption | $208,968 | $238,291 Land $37,725 Building $200,566 |
| 2024 | $1,076.00 (-50.93%) | ||
| 2023 | $2,193.00 (+11.09%) Homeowner's exemption | $198,006 (+3%) | $215,563 (+9.24%) Land $31,257 Building $184,306 |
| 2022 | $1,974.00 Homeowner's exemption | $192,239 | $197,334 Land $29,102 Building $168,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 213 N Comet Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (2005–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 213 N Comet Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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