213 Mikal St, Rincon, GA 31326 Property Records

Effingham County property record for 213 Mikal St, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,040 sqft · built 2011
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2022)
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2540-046-B00`

Property Details

APN / Parcel Number

Primary APN	`R2540-046-B00`
Alternative APNs	`R2540002F00` `25453`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,040 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25453
Old Parcel Number	R2540046B00
Street Address	213 MIKAL ST
City	RINCON
State	GA
Zip	31326-6128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.31 AC LOT 46 (OUT R254-1F)
Legal Subdivision	BENT TREE
Legal Phase	3B
Legal Block	3B
Legal Lot Number	46
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1011
Census Tract	30307

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 HARMONY BLVD, POOLER, GA 31322-3650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 16, 2022	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Document Number	0002822314
Deed Book / Page	2822 / 314
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	213 MIKAL ST, RINCON, GA 31326-6128
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CROSSING CIR

Mortgage

Document Number	0000002809/0000000282
Date	Sep 19, 2022
Book Page	0000002809/0000000282
Instrument	009475

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2062

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	CROSSING CIR, RINCON, GA 31326
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002418/648
Date	Jul 24, 2017
Book Page	2418/648

Lender

Name	CLEARPATH LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Oct 1, 2020

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 16, 2022
Property Address	CROSSING CIR, RINCON, GA 31326
Document Number	002822/314
Book / Page	2822 / 314
Instrument Date	Nov 16, 2022
Instrument	2022-003613
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 HARMONY BLVD, POOLER, GA 31322-3650

Mortgage

Document Number	0000011824
Date	Nov 16, 2022
Instrument	011824

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,683.00 (+7.71%) Homeowner's exemption	$106,131 (-6.24%) Land $22,800 Building $83,331	$265,327 (-6.25%) Land $57,000 Building $208,327
2024	$2,491.00 (-2.66%) Homeowner's exemption	$113,200 (+16.43%) Land $22,800 Building $90,400	$283,001 (+16.43%) Land $57,000 Building $226,001
2022	$2,559.00	$97,225 Land $17,600 Building $79,625	$243,062 Land $44,000 Building $199,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mikal St

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