213 Michaels Gap Ln, Hickory, NC 28601 Property Records

Alexander County property record for 213 Michaels Gap Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	780 sqft · built 1987
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Nov 2025)
Tax Bill	$1,610 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0321922 04630`

Property Details

APN / Parcel Number

Primary APN	`0321922 04630`
Alternative APNs	`9338220` `9351490` `4630`

Interior

Stories	1 Story
Building Area	780 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Architectural Style	Rustic
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9351490
Street Address	213 MICHAELS GAP LN
City	HICKORY
State	NC
Zip	28601-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MAP 3705 SUBMAP 87 BLOCK 7321 (PIN) OFF SR 1280-LOT 3 A-12 0363
Legal Subdivision	OLIVERS LANDING
Legal Block	7321
Legal Lot Number	3
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	3
Census Block	3019
Census Tract	40700

Owner

213 Michaels Gap Ln is owned by an individual who bought it in November 2025.

Source: Alexander County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	817 E 20TH ST, CHARLOTTE, NC 28205-2633
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Oct 26, 2016 · Amount on File
Deed Book / Page	686 / 570
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	213 MICHAELS GAP LN, HICKORY, NC 28601-8171
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 E 20TH ST, CHARLOTTE, NC 28205-2633

Mortgage

Document Number	0006860573
Date	Nov 25, 2025
Book Page	686/573

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	213 MICHAELS GAP LN, HICKORY, NC 28601-8171
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006591543
Date	Jan 20, 2023
Book Page	659/1543

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 213 Michaels Gap Ln was $1,610, down 7% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,610.00 (-7.04%)	$244,030 (-) Land $110,385 Building $133,645
2025	$1,732.00	$244,030 Land $110,385 Building $133,645
2023	$2,032.00	$244,030 Land $110,385 Building $133,645	$244,030 Land $110,385 Building $133,645

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 213 Michaels Gap Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Michaels Gap Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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