213 Michael Cox Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 213 Michael Cox Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,369 sqft · built 2018
Lot Size	0.121 acres (5,300 sqft)
Owner	Individual on Record
Last Sale	$679,000 (Dec 2018)
Tax Bill	$8,745 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`240-660-260-000`

Property Details

APN / Parcel Number

Primary APN	`240-660-260-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,369 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,300 sqft (0.121 acres)
Garage Type	Mixed
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	213 MICHAEL COX LN
City	TRACY
State	CA
Zip	95377-1174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-FM PT OF 240-050-01 PER SOUTHGATE UNIT NO 1
Legal Subdivision	SOUTHGATE UNIT #1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1008
Census Tract	5212

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	213 MICHAEL COX LN, TRACY, CA 95377-1174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 10, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Jan 9, 2007 · Amount on Record
Deed Document Number	2018-136417
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	213 MICHAEL COX LN, TRACY, CA 95377-1174
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 MICHAEL COX LN, TRACY, CA 95377-1174

Mortgage

Document Number	0000044057
Date	Mar 10, 2021
Instrument	2021-044057

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	213 MICHAEL COX LN, TRACY, CA 95377-1174
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 MICHAEL COX LN, TRACY, CA 95377-1174

Mortgage

Document Number	0000154968
Date	Sep 15, 2021
Instrument	2021-154968

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	213 MICHAEL COX LN, TRACY, CA 95377-1174
Document Number	0000045750
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	213 MICHAEL COX LN TRACY CA 953771174, TRACY, CA 95377-1174

Mortgage

Document Number	0000045750
Date	Apr 15, 2020
Instrument	45750

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 10, 2018
Property Address	213 MICHAEL COX LN, TRACY, CA 95377-1174
Document Number	0000136417
Map Reference	MB 40 PG 94
Instrument Date	Dec 7, 2018
Instrument	2018-136417
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	213 MICHAEL COX LN, TRACY, CA 95377-1174

Mortgage

Document Number	0000136418
Date	Dec 10, 2018
Instrument	2018-136418

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,745.00 (+10.24%)	$757,300 (+4.04%) Land $167,325 Building $589,975
2023	$7,933.00 (+2.06%)	$727,895 Land $160,829 Building $567,066
2022	$7,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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