213 Main St, Polson, MT 59860 Property Records

Lake County property record for 213 Main St, Polson, MT 59860 · Last verified October 2025

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,000 sqft · built 1949
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$3,388 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R159514`

Property Details

APN / Parcel Number

Primary APN	`R159514`
Alternative APNs	`15-3228-04-4-25-05-0000` `0000008315`

Interior

Stories	1 Story
Building Area	3,000 sqft Total Area
1st Floor Area	3,000 sqft
Basement Area	3,000 sqft
Finished Basement	3,000 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008315
Street Address	213 MAIN ST
City	POLSON
State	MT
Zip	59860-2119
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 010, S2 LT 10
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	10
Legal Lot Number	10
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2001
Census Tract	940307

Owner

Source: Lake County records · APN R159514

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	213 MAIN ST, POLSON, MT 59860-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Feb 25, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GLACIER BANK
Oct 01, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
May 30, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2017
Deed Sale	May 30, 2017
Deed Document Number	555303
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	213 MAIN ST, POLSON, MT 59860-2119
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 MAIN ST, POLSON, MT 59860-2119

Mortgage

Document Number	593348
Date	Oct 29, 2021
Instrument	593348

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 01, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	213 MAIN ST, POLSON, MT 59860-2119
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	575579
Date	Feb 25, 2020
Instrument	575579

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	213 MAIN ST, POLSON, MT 59860-2119
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	565562
Date	Oct 01, 2018
Instrument	565562

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 01, 2023

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	May 30, 2017
Property Address	213 MAIN ST, POLSON, MT 59860-2119
Document Number	555303
Instrument Date	May 30, 2017
Instrument	555303
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 862, POLSON, MT 59860-0862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 MAIN ST, POLSON, MT 59860-2119
Investor	Possibly a Property Investor

Mortgage

Document Number	555304
Date	May 30, 2017
Instrument	555304

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,388.00 (-29.69%)	$325,800 (-1.27%)	$325,800 (-1.27%) Land $93,900 Building $231,900
2023	$4,819.00	$330,000	$330,000 Land $42,500 Building $287,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
CommunityTel	Fiber	100 / 100

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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