Chesapeake City property record for 213 Heritage Oak Dr, Chesapeake, VA 23320
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,592 sqft · built 1996 |
| Lot Size | 0.09 acres (3,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,500 (Jun 2002) |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Mar 2007 Mortgage Jul 2019 Mortgage + 2 more |
| APN | 0375003000910 |
| Primary APN | 0375003000910 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,988 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 12 sqft |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 213 HERITAGE OAK DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-9501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF1: MULT |
| Legal Description | UNIT 91 OAK LAKE ESTATES CONDO PH 57 |
| Legal Subdivision | OAK LAKE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 20805 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 213 HERITAGE OAK DR, CHESAPEAKE, VA 23320-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2007 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GRO |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 22, 2007 | Deed of Trust, Mortgage ATLANTIC BAY MORTGAGE GRO |
| Jul 16, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2002 · Amount on Record |
| Deed Sale | Jun 28, 2002 · Amount on Record |
| Deed Book / Page | 4615 / 586 |
| Last Transfer Date | Jul 11, 2019 |
| Transfer Doc | 10033/53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 213 HERITAGE OAK DR, CHESAPEAKE, VA 23320-9501 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007003/78 |
|---|---|
| Date | Mar 22, 2007 |
| Book Page | 7003/78 |
| Name | ATLANTIC BAY MORTGAGE GRO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 213 HERITAGE OAK DR, CHESAPEAKE, VA 23320-9501 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0010033/57 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 10033/57 |
| Instrument | 190017795 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 213 HERITAGE OAK DR, CHESAPEAKE, VA 23320-9501 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007003/98 |
|---|---|
| Date | Mar 22, 2007 |
| Book Page | 7003/98 |
| Name | ATLANTIC BAY MORTGAGE GRO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 16, 2019 |
| Property Address | 213 HERITAGE OAK DR, CHESAPEAKE, VA 23320-9501 |
| Document Number | 10033/53 |
| Book / Page | 10033 / 53 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 190017794 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 HERITAGE OAK DR, CHESAPEAKE, VA 23320-9501 |
| Document Number | 10033/57 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 10033/57 |
| Instrument | 190017795 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,300 (+6.81%) Land $120,000 Building $220,300 | $340,300 (+6.81%) Land $120,000 Building $220,300 | |
| 2025 | $3,218.00 (+1.29%) | $318,600 (+15.27%) Land $115,000 Building $203,600 | $318,600 (+15.27%) Land $115,000 Building $203,600 |
| 2024 | $3,177.00 (+37.06%) | ||
| 2023 | $276,400 (+14.45%) Land $90,000 Building $186,400 | $276,400 (+14.45%) Land $90,000 Building $186,400 | |
| 2022 | $241,500 Land $75,000 Building $166,500 | $241,500 Land $75,000 Building $166,500 | |
| 2019 | $2,318.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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