213 Harbor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 213 Harbor Dr, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.263 acres (11,470 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2021)
Tax Bill	$1,489 (2024)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00522140-000000`

Property Details

APN / Parcel Number

Primary APN	`00522140-000000`
Alternative APNs	`32613900522140000000` `1641367`

Exterior

Lot Area	11,470 sqft (0.263 acres)

Location & Zoning

Account Number	1641367
Old Parcel Number	32613900522140000000
Street Address	213 HARBOR DR
City	KEY LARGO
State	FL
Zip	33037-4128
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BK 5 LT 9 HARBOR SHORES PB3-44 KEY LARGO OR10-70 OR437-632 OR797-842 OR815-2208 OR2082-1757 OR3112-1170 OR3185-1040CERT
Legal Range	39E
Legal Township	61S
Legal Section	32
Legal Subdivision	HARBOR SHORES
Legal Block	5
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2047
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

213 Harbor Dr, residential vacant land, is owned by an individual who bought it in July 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	217 HARBOR DR, KEY LARGO, FL 33037-4128
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	2330091
Deed Book / Page	3112 / 1170
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 14, 2021
Property Address	213 HARBOR DR, KEY LARGO, FL 33037-4128
Document Number	0031121170
Book / Page	3112 / 1170
Map Reference	MB 3 PG 44
Instrument Date	Jul 14, 2021
Instrument	2330091
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 423, OLDSMAR, FL 34677-0423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SUSAN ST, KEY LARGO, FL 33037-4858

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,107 Land $319,107	$319,107 Land $319,107
2024	$1,489.00 (+54.62%)
2023	$963.00 (+32.83%)	$151,338 (+59.7%) Land $151,338	$151,338 (+59.7%) Land $151,338
2022	$725.00	$94,764 Land $94,764	$94,764 Land $94,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Harbor Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20