Garrett County property record for 213 Fratz Rd, Accident, MD 21520 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1997 |
| Square Footage | 1,404 sqft Total Area |
| Lot Size | 61,855 sqft (1.42 acres) |
| Garage | Detached, 576 sqft |
| Last Sale | $279,900 (2019) |
| Tax Bill | $3,582.00 (2025) |
Source: Garrett County records · APN 05-017297
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14806 WOODS EDGE CT SW, CUMBERLAND, MD 21502-5814 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SERVICES GROUP INC |
| Feb 22, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CITIZENS BANK NA |
| Oct 27, 2016 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL LNDG GRP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on Record |
| Deed Sale | Feb 22, 2019 · Amount on Record |
| Prior Sale | Mar 23, 2007 · Amount on Record |
| Deed Book / Page | 2118 / 422 |
| Prior Transfer Date | Jan 02, 2016 |
| Prior Transfer Doc | 0019160303 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 213 FRATZ RD, ACCIDENT, MD 21520-1239 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021880311 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 2188/0311 |
| Name | FIRST MORTGAGE SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 22, 2019 |
| Property Address | 213 FRATZ RD, ACCIDENT, MD 21520-1239 |
| Document Number | 0021180422 |
| Book / Page | 2118 / 0422 |
| Map Reference | LB 713 FO 64 |
| Instrument Date | Feb 08, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 213 FRATZ RD, ACCIDENT, MD 21520-1239 |
| Document Number | 0002118428 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 2118/428 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 213 FRATZ RD, ACCIDENT, MD 21520-1239 |
| Document Number | 0020000442 |
| Book / Page | 002000 / 000442 |
| Instrument Date | Oct 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2017 |
| Title Company | ENDEAVOR TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 213 FRATZ RD ACCIDENT MD 215201239, ACCIDENT, MD 21520-1239 |
| Document Number | 0020000442 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 002000/000442 |
| Name | COASTAL LNDG GRP |
|---|---|
| Address | BALTIMORE, MD 21224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 13, 2032 |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,582.00 (+15.1%) | $313,833 (+18.92%) | $338,800 (+28.38%) Land $35,800 Building $303,000 |
| 2023 | $3,112.00 | $263,900 Land $35,800 Building $228,100 | $263,900 Land $35,800 Building $228,100 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-017297 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,404 sqft Total Area |
| Basement Area | 780 sqft Basement |
| Finished Basement | 780 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 61,855 sqft (1.42 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 544 sqft Deck |
| Porch Area | 192 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 017297 |
|---|---|
| Street Address | 213 FRATZ RD |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-1239 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.42 AC NW/S ACCIDENT BITTINGER ACCIDENT |
| Legal Subdivision | ACCIDENT-BITTINGER ROAD |
| Jurisdiction | GARRETT MD |
| Minor Civil Division | 5, ACCIDENT |
| Census Blockgroup | 2 |
| Census Block | 2066 |
| Census Tract | 100 |
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