213 Elliott Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 213 Elliott Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 943 sqft · built 1968
Lot Size	0.26 acres (11,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 2025)
Tax Bill	$721 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023D-G-009.00`

Property Details

APN / Parcel Number

Primary APN	`023D-G-009.00`
Alternative APNs	`086023D G 00900` `000011637`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	943 sqft Living Area
Gross Area	1,075 sqft
1st Floor Area	943 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,332 sqft (0.26 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	213 ELLIOTT AVE
City	ERWIN
State	TN
Zip	37650-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	75X148 IRR
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4000
Census Tract	80400

Owner

Source: Unicoi County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 ELLIOTT AVE, ERWIN, TN 37650-1561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 23, 2021	Warranty Deed, Transfer · ARM CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	20252763
Deed Book / Page	499 / 66
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	43496
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 12, 2025
Property Address	213 ELLIOTT AVE, ERWIN, TN 37650-1561
Document Number	0000049966
Book / Page	499 / 66
Instrument Date	Dec 12, 2025
Instrument	25002763
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 ELLIOTT AVE, ERWIN, TN 37650-1561

Mortgage

Document Number	0025002764
Date	Dec 12, 2025
Instrument	25002764

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000049987
Date	Dec 12, 2025
Book Page	499/87
Instrument	25002765

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 23, 2021
Property Address	213 ELLIOTT AVE, ERWIN, TN 37650-1561
Document Number	0000443719
Book / Page	443 / 719
Instrument Date	Mar 22, 2021
Instrument	21000609
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	213 ELLIOTT AVE, ERWIN, TN 37650-1561

Mortgage

Document Number	0021000610
Date	Mar 23, 2021
Instrument	21000610

Lender

Name	CLINCHFIELD FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9.75%
Max Rate	4.01%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$721.00	$27,625 (-) Land $4,700 Building $22,925	$110,500 (-) Land $18,800 Building $91,700
2024	$721.00 (+11.09%)	$27,625 (-) Land $4,700 Building $22,925
2023		$27,625 (-) Land $4,700 Building $22,925
2022	$649.00	$27,625 Land $4,700 Building $22,925	$110,500 Land $18,800 Building $91,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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