213 E Oak St, Saint Charles, MI 48655 Property Records

Saginaw County property record for 213 E Oak St, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 766 sqft · built 1966
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Sep 2024)
Tax Bill	$724 (2025)
Deeds & Mortgages	Feb 2023 Transfer Apr 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`24-10-3-05-0374-120`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-05-0374-120`
Alternative APN	`24103050374G00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	766 sqft Living Area
1st Floor Area	766 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,231 sqft (0.166 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	213 E OAK ST
City	SAINT CHARLES
State	MI
Zip	48655-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF E 54.72 FT OF W 164.16 FT OF W 1/2 OF BLK 113 VILLAGE OF ST CHARLES SEC 5 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	05
Legal Subdivision	VILLAGE OF ST CHARLES
Legal Block	113
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2001
Census Tract	12600

Owner

Source: Saginaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 E SEMINARY ST, CHARLOTTE, MI 48813-1621
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Intrafamily Transfer, Transfer
Apr 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	202421292
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	0000003436
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Feb 24, 2023
Property Address	213 E OAK ST, SAINT CHARLES, MI 48655-1116
Document Number	0000003436
Map Reference	LB 38 PG 288
Instrument Date	Feb 23, 2023
Instrument	2023003436
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 E OAK ST, SAINT CHARLES, MI 48655-1116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 61, SAGOLA, MI 49881-0061

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 8, 2022
Property Address	213 E OAK ST, SAINT CHARLES, MI 48655-1116
Document Number	0000009053
Map Reference	LB 38 PG 288
Instrument Date	May 3, 2021
Instrument	2022009053
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$63.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1458 N MILLER RD, 1458, SAGINAW, MI 48609-4229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E OAK ST, SAINT CHARLES, MI 48655-1116

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Municipality	St. Charles Village
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-1.48%)	$40,000 (-1.48%)
2025	$724.00	$20,300 (+26.09%)	$40,600 (+26.09%)
2023		$16,100	$32,200
2022	$724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1986–2013)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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