213 E Main St, Penn Yan, NY 14527 Property Records

Yates County and Milo Town property record for 213 E Main St, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,198 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Apr 2003)
Tax Bill	$5,153 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0902-000`

Property Details

APN / Parcel Number

Primary APN	`0902-000`
Alternative APNs	`300106102800010120000000` `573001 61.28-1-12`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,198 sqft Living Area
1st Floor Area	1,153 sqft
2nd Floor Area	937 sqft
Upper Floors Area	108 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Porch	Slab
Porch Area	146 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0902-000
Street Address	213 E MAIN ST
City	PENN YAN
State	NY
Zip	14527-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	YATES NY
Township / Civil Division	MILO
Census Block Group	1
Census Block	1038
Census Tract	150501

Owner

Source: Yates County and Milo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 E MAIN ST, PENN YAN, NY 14527-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION NMLS
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2003 · Amount on Record
Deed Sale	Apr 1, 2003 · Amount on Record
Deed Book / Page	480 / 109
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	213 E MAIN ST, PENN YAN, NY 14527-1603
Transaction Type	Mortgage
Record Updated	Oct 16, 2023
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202312760
Date	Sep 26, 2023
Instrument	2023-12760

Lender

Name	ESL FEDERAL CREDIT UNION NMLS
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	213 E MAIN ST, PENN YAN, NY 14527-1603
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020228025
Date	Mar 9, 2022
Instrument	2022-8025

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	213 E MAIN ST, PENN YAN, NY 14527-1603
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020217244
Date	Dec 28, 2021
Instrument	2021-7244

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	213 E MAIN ST, PENN YAN, NY 14527-1603
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020217243
Date	Dec 28, 2021
Instrument	2021-7243

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate At Change	15.9%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	213 E MAIN ST, PENN YAN, NY 14527-1603
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00003205
Date	Dec 1, 2017
Book Page	MT 1081/304
Instrument	2017-00003205

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yates County and Milo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Milo Town
Municipality	Penn Yan Village
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,153.00 (+3.18%) Homeowner's exemption
2025	$4,994.00 (+16.36%)	$174,000 (-) Land $18,900 Building $155,100	$212,200 (+21.95%) Land $23,049 Building $189,151
2023		$174,000 Land $18,900 Building $155,100	$174,000 Land $18,900 Building $155,100
2020	$4,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENN YAN VILLAGE serves 5,248 people · EPA ID NY6101263
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CBN.

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