Allen County property record for 213 E Elm St, Bluffton, OH 45817 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1973 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Jun 2026) |
| Tax Bill | $1,240 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1205-01-026.000 |
| Primary APN | 28-1205-01-026.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 162 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 552 sqft |
| Deck Area | 120 sqft |
| Patio Area | 336 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 213 E ELM ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KRAFT & ROMEY ADDITION LOT 546 W 44 FT & 16 FT VAC ALLEY FF 44.00 JOINT TEN |
| Legal Subdivision | KRAFT & ROMEY ADDITION |
| Legal Lot Number | 546 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10100 |
Source: Allen County records · APN 28-1205-01-026.000
Assessment roll updated May 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 213 E ELM ST, BLUFFTON, OH 45817-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage FARMERS MERCHANTS STATE BANK |
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA |
| Jul 22, 2022 | Survivorship Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Jul 22, 2022 · Amount on Record |
| Deed Document Number | 20266874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 30, 2026 |
| Property Address | 213 E ELM ST, BLUFFTON, OH 45817-1336 |
| Document Number | 0000006874 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20266874 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,934.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 E ELM ST, BLUFFTON, OH 45817-1336 |
| Document Number | 0000006875, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20266875 |
| Name | FARMERS MERCHANTS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 213 E ELM ST, BLUFFTON, OH 45817-1336 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 4190003182 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 2023/3182 |
| Instrument | 202304190003182 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 05, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jul 22, 2022 |
| Property Address | 213 E ELM ST, BLUFFTON, OH 45817-1336 |
| Document Number | 7220008669 |
| Book / Page | 2022 / 8669 |
| Map Reference | MB 3 PG 238 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 202207220008669 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 213 E ELM ST, BLUFFTON, OH 45817-1336 |
| Document Number | 7220008670 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 202207220008670 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,240.00 | $37,560 (-) Land $9,910 Building $27,650 | $107,300 (-) Land $28,300 Building $79,000 |
| 2024 | $1,240.00 (+11.11%) Homeowner's exemption | $37,560 (+20.04%) Land $9,910 Building $27,650 | $107,300 (+20.02%) Land $28,300 Building $79,000 |
| 2023 | $1,116.00 (-0.89%) Homeowner's exemption | $31,290 (-) Land $8,260 Building $23,030 | |
| 2022 | $1,126.00 Homeowner's exemption | $31,290 Land $8,260 Building $23,030 | |
| 2021 | $89,400 Land $23,600 Building $65,800 |
Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 3 of 7 on primary residences |
| Nearby Flood Claims | 49 (1979–2020) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | May 2020, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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