213 E Benjamin St, Linwood, MI 48634 Property Records

Bay County property record for 213 E Benjamin St, Linwood, MI 48634

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,096 sqft
Lot Size	0.512 acres (22,319 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jan 2021)
Tax Bill	$1,904 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-L11-001-006-00`

Property Details

APN / Parcel Number

Primary APN	`040-L11-001-006-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	22,319 sqft (0.512 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	213 E BENJAMIN ST
City	LINWOOD
State	MI
Zip	48634-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 6-7 BLK 1 ALSO E 1/2 OF VAC ERNEST ST. ADJ. SAME THE 1ST. ADD. TO LINWOOD, L3/P12 BCR
Legal Subdivision	LINWOOD S-WD 1ST ADD
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	4
Census Block	4007
Census Tract	286200

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 42, LINWOOD, MI 48634-0042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	2021556
Prior Transfer Date	Mar 7, 2012
Prior Transfer Doc	0028580498
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jan 11, 2021
Property Address	213 E BENJAMIN ST, LINWOOD, MI 48634-2509
Document Number	0000000556
Instrument Date	Dec 30, 2020
Instrument	556
Transaction Type	Transfer
Record Updated	Apr 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 BEECHWOOD RD BAY CITY MI 487061800, BAY CITY, MI 48706-1800

Mortgage

Document Number	557
Date	Jan 11, 2021
Instrument	557

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,904.00 (+268.99%) Homeowner's exemption	$57,900 (+4.89%)	$115,800 (+4.89%)
2025	$516.00 (-69.06%) Homeowner's exemption	$55,200 (+24.6%)	$110,400 (+24.6%)
2023		$44,300	$88,600
2022	$1,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	16 (1983–2020)
Claims Outside the SFHA	3 of 16
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 6 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINWOOD METROPOLITAN DISTRICT serves 909 people · EPA ID MI0003910
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Jul 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000