213 E 8th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 213 E 8th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1906
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$121,030 (Mar 2026)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-478-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-478-001.000-023`
Alternative APN	`01611435715`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	2,352 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	213 E 8TH ST
City	MISHAWAKA
State	IN
Zip	46544-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 MC INERNYS 1ST
Legal Subdivision	MC INERNYS 1ST
Legal Lot Number	34
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2001
Census Tract	10201

Owner

213 E 8th St is owned and occupied by two individuals who bought it in March 2026.

Source: St. Joseph County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 E 8TH ST, MISHAWAKA, IN 46544-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU
Sep 3, 2019	Deed of Trust, Mortgage · FHA Mortgage GVC MORTGAGE
Sep 4, 2018	Deed of Trust, Mortgage · FHA Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Deed Document Number	20267220
Prior Transfer Date	Mar 18, 2026
Prior Transfer Doc	0000007220
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 25, 2026
Property Address	213 E 8TH ST, MISHAWAKA, IN 46544-2128
Document Number	0002607220
Map Reference	PB 7 PG 75
Instrument Date	Mar 18, 2026
Instrument	2607220
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	213 E 8TH ST, MISHAWAKA, IN 46544-2128

Mortgage

Document Number	0002607221
Date	Mar 25, 2026
Instrument	2607221

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	213 E 8TH ST, MISHAWAKA, IN 46544-2128
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1921983
Date	Sep 3, 2019
Instrument	1921983

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	213 E 8TH ST, MISHAWAKA, IN 46544-2128
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1822474
Date	Sep 4, 2018
Instrument	1822474

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 213 E 8th St was $1,388 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00 (-3.48%)	$147,400 Land $15,100 Building $132,300	$147,400 Land $15,100 Building $132,300
2024	$1,438.00 (+17.01%)
2023	$1,229.00 (-0.49%)	$110,000 (-) Land $15,100 Building $94,900	$110,000 (-) Land $15,100 Building $94,900
2022	$1,235.00 Homeowner's exemption	$110,000 Land $15,100 Building $94,900	$110,000 Land $15,100 Building $94,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 E 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 213 E 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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