213 Downing St, Troutman, NC 28166 Property Records

Iredell County property record for 213 Downing St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2025)
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-74-0407.000`

Property Details

APN / Parcel Number

Primary APN	`4731-74-0407.000`
Alternative APN	`80042940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Heated Area
Gross Area	1,681 sqft
1st Floor Area	1,355 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	170 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80042940
Street Address	213 DOWNING ST
City	TROUTMAN
State	NC
Zip	28166-8620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L112 INGLEWOOD S-2 PB 12-34
Legal Subdivision	INGLEWOOD
Legal Block	74
Legal Lot Number	112
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	1
Census Block	1019
Census Tract	61202

Owner

213 Downing St is owned and occupied by an individual who bought it in August 2025.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	213 DOWNING ST, TROUTMAN, NC 28166-8620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Mar 27, 2017 · Amount on File
Deed Book / Page	3158 / 2111
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 27, 2017
Property Address	213 DOWNING ST, TROUTMAN, NC 28166-8620
Document Number	248153
Book / Page	002481 / 000053
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO/NC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 DOWNING ST TROUTMAN NC 281668620, TROUTMAN, NC 28166-8620

Mortgage

Document Number	248155
Date	Mar 27, 2017
Book Page	002481/000055

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 213 Downing St was $3,595, down 4% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,450 (-) Land $35,000 Building $286,450	$321,450 (-) Land $35,000 Building $286,450
2025	$3,595.00 (-3.98%)	$321,450 (-) Land $35,000 Building $286,450	$321,450 (-) Land $35,000 Building $286,450
2024	$3,744.00 (+4.14%)	$321,450 (-) Land $35,000 Building $286,450	$321,450 (-) Land $35,000 Building $286,450
2023	$3,595.00 (+97.2%)	$321,450 (+110.95%) Land $35,000 Building $286,450	$321,450 (+110.95%) Land $35,000 Building $286,450
2022	$1,823.00	$152,380 Land $18,000 Building $134,380	$152,380 Land $18,000 Building $134,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 213 Downing St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 Downing St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20