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213 Ditchs Run, Waterloo, IL 62298 Property Records

Monroe County property record for 213 Ditchs Run, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,134 sqft · built 1998
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$289,500 (Feb 2019)
Tax Bill$6,456 (2024)
Deeds & MortgagesMay 2020 Construction Loan
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-13-481-028-000

Property Details

APN / Parcel Number

Primary APN07-13-481-028-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,134 sqft Building Perimeter
1st Floor Area1,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area26,572 sqft (0.61 acres)
Garage Area480 sqft
DrivewayConcrete Driveway
Driveway Area741 sqft
PorchPorch
Porch Area168 sqft
Patio Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address213 DITCHS RUN
CityWATERLOO
StateIL
Zip62298-3274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 MARNEYS CLEARING
Legal Range10W
Legal Township02S
Legal Section13
Legal SubdivisionMARNEY'S CLEARING
Legal Lot Number28
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group4
Census Block4042
Census Tract600401

Owner

Source: Monroe County records · APN 07-13-481-028-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address213 DITCHS RUN, WATERLOO, IL 62298-3274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 01, 2020Deed of Trust, Mortgage · Construction Mortgage
NEWREZ LLC
Feb 28, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2019 · Amount on Record
Deed SaleFeb 28, 2019 · Amount on Record
Prior SaleFeb 28, 2019 · Amount on Record
Deed Document Number2019400131
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address213 DITCHS RUN, WATERLOO, IL 62298-3274
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000407675
DateMay 01, 2020
Instrument407675
Lender
NameNEWREZ LLC
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateFeb 28, 2019
Property Address213 DITCHS RUN, WATERLOO, IL 62298-3274
Document Number0000400131
Instrument DateFeb 27, 2019
Instrument400131
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyACCENT TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$434.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 DITCHS RUN, WATERLOO, IL 62298-3274

Mortgage

Document Number0000400132
DateFeb 28, 2019
Instrument400132
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$120,930 (+33.82%) Land $19,040 Building $101,890$362,790 (+33.82%) Land $57,120 Building $305,670
2024$6,456.00
2022Additional exemption filed$90,370 Land $16,830 Building $73,540$271,110 Land $50,490 Building $220,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, HTC Holding, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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