213 College St, Elgin, IL 60120 Property Records

Kane County property record for 213 College St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,079 sqft · built 1900
Lot Size	0.81 acres (3,531 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2022)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-131-012`

Property Details

APN / Parcel Number

Primary APN	`06-13-131-012`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,079 sqft Living Area
Gross Area	1,760 sqft
Basement Area	681 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,531 sqft (0.81 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	213 COLLEGE ST
City	ELGIN
State	IL
Zip	60120-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B W RAYMONDS ADDN SOUTH 33 FT EXCEPT EASTERLY 37.5 FT NORTH 66 FT LOT 22
Legal Subdivision	B W RAYMONDS ADDN
Legal Block	1
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

213 College St is owned and occupied by two individuals who bought it in September 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 COLLEGE ST, ELGIN, IL 60120-4233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage SELF HELP FCU
Nov 18, 2021	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Feb 18, 2021	Special Warranty Deed, Foreclosure
Jan 17, 2019	Quit Claim Deed, Foreclosure Quitclaim
May 7, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Mar 14, 2016
Deed Document Number	202247486
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0000002416
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 23, 2022
Property Address	213 COLLEGE ST, ELGIN, IL 60120-4233
Document Number	0000047486
Instrument Date	Aug 8, 2022
Instrument	2022K047486
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2210 N KILDARE, ELGIN, IL 60123

Mortgage

Document Number	0000047487
Date	Sep 23, 2022
Instrument	2022K047487

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	8.37%

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 18, 2021
Property Address	213 COLLEGE ST, ELGIN, IL 60120-4233
Document Number	0000086852
Instrument Date	Nov 3, 2021
Instrument	2021K086852
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 DUNDEE AVE, ELGIN, IL 60120-3821

February 2021: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 18, 2021
Property Address	213 COLLEGE ST, ELGIN, IL 60120-4233
Document Number	0000012981
Instrument Date	Feb 22, 2020
Instrument	2021K012981
Transaction Type	Foreclosure
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

January 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 17, 2019
Property Address	213 COLLEGE ST, ELGIN, IL 60120-4233
Document Number	0000002416
Instrument Date	Dec 18, 2018
Instrument	2416
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

May 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 7, 2018
Property Address	213 COLLEGE ST, ELGIN, IL 60120-4233
Document Number	0000020810
Instrument Date	Mar 3, 2018
Instrument	20810
Transaction Type	Foreclosure
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 213 College St was $4,487 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,487.00 Homeowner's exemption	$66,818 (+8.57%) Land $9,091 Building $57,727	$200,534 (+8.57%) Land $27,284 Building $173,250
2024		$61,543 Land $8,373 Building $53,170	$184,703 Land $25,129 Building $159,574
2022	$4,396.00 (+3.97%)	$50,697 (+6.96%) Land $6,897 Building $43,800	$152,091 (+6.96%) Land $20,691 Building $131,400
2021	$4,228.00	$47,398 Land $6,448 Building $40,950	$142,194 Land $19,344 Building $122,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 213 College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 213 College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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