213 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 213 Cherry St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jun 2026)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	May 2006 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-182-20-007.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-20-007.000`
Alternative APN	`590000262240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,578 sqft Living Area
1st Floor Area	1,023 sqft
2nd Floor Area	555 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	213 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH FINDLAY ADD LOT 978-979 W1/2 E1/2
Legal Subdivision	NORTH FINDLAY ADD
Legal Lot Number	978-979
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1011
Census Tract	500

Owner

Source: Hancock County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 CHERRY ST, FINDLAY, OH 45840-4855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 9, 2006	Deed of Trust, Mortgage FIFTH THIRD BANK NORTHWESTERN OHIO
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage HANCOCK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Deed Document Number	20264021
Deed Book / Page	2629 / 4257
Prior Transfer Date	Jun 29, 2023
Prior Transfer Doc	02604/2239
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	213 CHERRY ST, FINDLAY, OH 45840-4855
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002293/422
Date	May 9, 2006
Book Page	2293/422
Instrument	200600005630

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Apr 14, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 2, 2026
Property Address	213 CHERRY ST, FINDLAY, OH 45840-4855
Document Number	0000004021
Book / Page	2629 / 4257
Instrument Date	May 28, 2026
Instrument	20264021
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	PERRYSBURG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 CHERRY ST, FINDLAY, OH 45840-4855
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004022,
Date	Jun 2, 2026
Instrument	20264022

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 12, 2023
Property Address	213 CHERRY ST, FINDLAY, OH 45840-4855
Document Number	02604/2239
Book / Page	2604 / 2239
Instrument Date	Jun 29, 2023
Instrument	202300004582
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 CHERRY ST, FINDLAY, OH 45840-4855

Mortgage

Document Number	202300004583
Date	Jul 12, 2023
Instrument	202300004583

Lender

Name	HANCOCK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (+2.82%) Homeowner's exemption	$41,680 (+19.12%) Land $4,480 Building $37,200	$119,070 (+19.11%) Land $12,790 Building $106,280
2024	$1,243.00 (-0.16%)	$34,990 (-) Land $3,760 Building $31,230
2023	$1,245.00 (+0.4%) Homeowner's exemption	$34,990 (-) Land $3,760 Building $31,230
2022	$1,240.00 Homeowner's exemption	$34,990 Land $3,760 Building $31,230	$99,970 Land $10,750 Building $89,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1990–2017)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, HDER Link, MetaLINK Technologies.

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