213 Bay St, Davison, MI 48423 Property Records

Genesee County property record for 213 Bay St, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1953
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Nov 2022)
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-04-585-013`

Property Details

APN / Parcel Number

Primary APN	`52-04-585-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft
Basement Area	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	213 BAY ST
City	DAVISON
State	MI
Zip	48423-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 90 FT OF LOT 3 BLK B HILLS ADDITION TO THE VILLAGE OF DAVISON
Legal Subdivision	BLK B HILLS ADDITION
Legal Block	B
Legal Lot Number	3
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	1
Census Block	1012
Census Tract	11710

Owner

Source: Genesee County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	213 BAY ST, DAVISON, MI 48423-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Nov 8, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage MICHIGAN STATE HOUSING DEV AUTHORITY
Nov 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Nov 10, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Jun 2, 2003 · Amount on Record
Deed Document Number	2022111071103
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	213 BAY ST, DAVISON, MI 48423-1113
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 BAY ST, DAVISON, MI 48423-1113

Mortgage

Document Number	0000018386
Date	Oct 20, 2025
Instrument	202510200018386

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	213 BAY ST, DAVISON, MI 48423-1113
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 BAY ST, DAVISON, MI 48423-1113

Mortgage

Document Number	0000070766
Date	Nov 8, 2022
Instrument	202211080070766

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	213 BAY ST, DAVISON, MI 48423-1113
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11431 VIENNA RD, MONTROSE, MI 48457-9760

Mortgage

Document Number	0000070765
Date	Nov 8, 2022
Instrument	202211080070765

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 10, 2022
Property Address	213 BAY ST, DAVISON, MI 48423-1113
Document Number	0000071103
Map Reference	MB 1 PG 35
Instrument Date	Nov 3, 2022
Instrument	202211100071103
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10222 LAPEER RD APT 302, 302, DAVISON, MI 48423-8209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 BAY ST, DAVISON, MI 48423-1113

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Davison City
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,600 (+8.49%) Land $11,700 Building $73,900	$171,200 (+8.49%) Land $23,400 Building $147,800
2025	$3,666.00 (+2.4%) Homeowner's exemption	$78,900 (+17.06%)	$157,800 (+17.06%)
2024	$3,580.00 (+336.05%)
2023		$67,400	$134,800
2021	$821.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1985 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVISON serves 5,000 people · EPA ID MI0001720
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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