213 8th St, Ceresco, NE 68017 Property Records

Saunders County property record for 213 8th St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$102,500 (Oct 2010)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2983-32-2-03075-003-3500`

Property Details

APN / Parcel Number

Primary APN	`2983-32-2-03075-003-3500`
Alternative APN	`005293500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	770 sqft
Basement Area	770 sqft
Finished Basement	770 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	121 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	Deck Area
Patio Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	213 8TH ST
City	CERESCO
State	NE
Zip	68017-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 3 BLK 3 WESTRIDGE KNOLLS FIRST ADDITION REPLAT TO CERESCO; MAP NUMBER: 2983-32-2-03075-003-3500
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-WESTRIDGE REPLAT
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4156
Census Tract	968200

Owner

213 8th St is owned and occupied by an individual who bought it in October 2010.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	213 8TH ST, CERESCO, NE 68017-4183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jan 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 6, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 26, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2010 · Amount on File
Deed Sale	Oct 29, 2010 · Amount on File
Deed Book / Page	398 / 567
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	213 8TH ST, CERESCO, NE 68017-4183
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005941151
Date	May 22, 2023
Book Page	594/1151
Instrument	2023-05-236

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	213 8TH ST, CERESCO, NE 68017-4183
Transaction Type	Mortgage
Record Updated	Jul 6, 2022
Title Company	ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005820437
Date	Jun 22, 2022
Book Page	582/437
Instrument	2022-06-277

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	213 8TH ST, CERESCO, NE 68017-4183
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004990017
Date	Jan 8, 2018
Book Page	499/17
Instrument	2018-01-072

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2033

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	213 8TH ST, CERESCO, NE 68017-4183
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005070649
Date	Aug 6, 2018
Book Page	507/649
Instrument	2018-08-055

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAUNDERS NE
Property Address	213 8TH ST, CERESCO, NE 68017-4183
Document Number	0005400779
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 8TH ST CERESCO NE 680174183, CERESCO, NE 68017-4183

Mortgage

Document Number	0005400779
Date	Aug 5, 2020
Book Page	000540/000779
Instrument	8052

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 213 8th St was $2,487.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,487.00	$174,866 Land $23,595 Building $151,271	$174,866 Land $23,595 Building $151,271
2023	$2,844.00	$160,380 Land $18,090 Building $142,290	$160,380 Land $18,090 Building $142,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 8th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 213 8th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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