213 34th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 213 34th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 826 sqft · built 1917
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2026)
Tax Bill	$1,894 (2026)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-46193-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46193-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	826 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Other
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	213 34TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 026 BLOCK 002 OF COTTAGE PLACE ADD LOTS 26 & 27 BLK 2
Legal Range	28W
Legal Township	124
Legal Section	16
Legal Subdivision	COTTAGE PLACE ADD
Legal Block	2
Legal Lot Number	26-27
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2032
Census Tract	601

Owner

213 34th Ave N is owned and occupied by two individuals who acquired it in August 2026.

Source: Stearns County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE CREDIT UNION
Jan 12, 2023	Deed, Transfer
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	20261717500
Last Transfer Date	Aug 18, 2026
Transfer Doc	0001719480
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 20, 2026
Property Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154
Document Number	0001719480
Instrument Date	Aug 18, 2026
Instrument	20261719480
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 21, 2026
Property Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154
Document Number	0001717500
Instrument Date	Jul 17, 2026
Instrument	20261717500
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154

Mortgage

Document Number	0001717501,
Date	Jul 21, 2026
Instrument	20261717501

Lender

Name	STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 12, 2023
Property Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154
Document Number	00A1647423
Instrument Date	Jan 12, 2023
Instrument	A1647423
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 26, 2017
Property Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154
Document Number	00A1498580
Instrument Date	Jun 26, 2017
Instrument	A1498580
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 3, 2017
Property Address	213 34TH AVE N, SAINT CLOUD, MN 56303-4154
Document Number	00A1490389
Instrument Date	Mar 1, 2017
Instrument	A1490389
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 34TH AVE N, SAINT CLOUD, MN 56303-4154

Tax Assessment & Valuation

The 2026 property tax bill for 213 34th Ave N was $1,894.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,894.00	$156,500 (-) Land $30,000 Building $126,500	$156,500 (-) Land $30,000 Building $126,500
2025		$156,500 Land $30,000 Building $126,500	$156,500 Land $30,000 Building $126,500
2023	$1,540.00	$150,500 Land $30,000 Building $120,500	$150,500 Land $30,000 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 34th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 213 34th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.

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