Kootenai County property record for 21297 N Circle Rd, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 3,784 sqft · built 1979 |
| Lot Size | 0.463 acres (20,168 sqft) |
| Owner | Trust Name on File |
| Last Sale | $246,300 (Oct 2020) |
| Tax Bill | $1,863 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08320006013A |
| Primary APN | 08320006013A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,784 sqft Living Area |
| 1st Floor Area | 1,892 sqft |
| Basement Area | 946 sqft |
| Finished Basement | 946 sqft |
| Family Room | Family Room |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 20,168 sqft (0.463 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 128363 |
|---|---|
| Street Address | 21297 N CIRCLE RD |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-7855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESRES |
| Legal Description | TWIN LAKES VILLAGE, LT 13 BLOCK 6 & TX#12161 EX TX#18007 0852N04W |
| Legal Range | 04W |
| Legal Township | 52N |
| Legal Section | 08 |
| Legal Subdivision | TWIN LAKES VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
21297 N Circle Rd is owner-occupied and held in a trust since October 2020.
Source: Kootenai County records, as of December 2, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Oct 2, 2020 | Intrafamily Transfer, Transfer AMROCK INC |
| Oct 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 6, 2019 | Intrafamily Transfer, Transfer AMROCK INC |
| Feb 6, 2019 | Intrafamily Transfer, Transfer AMROCK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on File |
| Deed Sale | Oct 2, 2020 · Amount on File |
| Prior Sale | Nov 29, 2011 · Amount on File |
| Deed Document Number | 20202781769000 |
| Prior Transfer Date | Sep 8, 2020 |
| Prior Transfer Doc | 2781771000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2679910000 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2679910000 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Oct 2, 2020 |
| Property Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Document Number | 2781771000 |
| Map Reference | MB E PG 151 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2781771000 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Oct 2, 2020 |
| Property Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Document Number | 2781769000 |
| Map Reference | MB E PG 151 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 2781769000 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Document Number | 2781770000 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2781770000 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Feb 6, 2019 |
| Property Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Document Number | 2679909000 |
| Map Reference | MB E PG 151 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 2679909000 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Feb 6, 2019 |
| Property Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
| Document Number | 2679911000 |
| Map Reference | MB E PG 151 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 2679911000 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21297 N CIRCLE RD, RATHDRUM, ID 83858-7855 |
The 2025 property tax bill for 21297 N Circle Rd was $1,863 with a homeowner's exemption, down 2.1% from the year before.
Source: Kootenai County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,863.00 (-2.05%) Homeowner's exemption | $668,888 Land $200,000 Building $468,888 | $668,888 Land $200,000 Building $468,888 |
| 2024 | $1,902.00 (+26.46%) | ||
| 2023 | $1,504.00 (-28.82%) Homeowner's exemption | $549,610 (-12.02%) Land $184,800 Building $364,810 | $549,610 (-12.02%) Land $184,800 Building $364,810 |
| 2022 | $2,113.00 Homeowner's exemption | $624,716 Land $176,000 Building $448,716 | $624,716 Land $176,000 Building $448,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21297 N Circle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21297 N Circle Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intermax Networks Fiber · Fixed Wireless | 1,000 / 1,000 |
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